Bay County property record for 3003 E 11th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,833 sqft · built 1985 |
| Lot Size | 0.696 acres (30,361 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,500 (May 2024) |
| Tax Bill | $2,214 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15327-060-000 |
| Primary APN | 15327-060-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,833 sqft Heated Area |
| Gross Area | 3,494 sqft |
| 1st Floor Area | 1,833 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 30,361 sqft (0.696 acres) |
| Lot Dimensions | 304 ft deep x 100 ft wide |
| Garage Area | 441 sqft |
| Driveway | Driveway |
| Driveway Area | 1,340 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 2,400 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3003 E 11TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4S 14W -136.7- BEG 750' E OF NW COR OF S1/2 OF SE1/4 OF NW1/4 TH CONT E |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1200 |
3003 E 11th Ct is owned and occupied by an individual who bought it in May 2024.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1209 LOIS ALLEN RD, JOHNS ISLAND, SC 29455-8795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on File |
| Deed Sale | May 6, 2024 · Amount on File |
| Prior Sale | Aug 25, 2014 · Amount on File |
| Deed Document Number | 2024026213 |
| Deed Book / Page | 4799 / 160 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3003 E 11th Ct was $2,214 with a homeowner's exemption, up 211.8% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,214.00 (+211.83%) Homeowner's exemption | $218,562 (+133.68%) Land $45,600 Building $172,962 | $218,562 (+18.43%) Land $45,600 Building $172,962 |
| 2024 | $710.00 (+3.2%) Homeowner's exemption | $93,532 (+3%) | $184,557 (+26.18%) Land $42,750 Building $141,807 |
| 2023 | $688.00 (+11.33%) Homeowner's exemption | $90,808 (+3%) | $146,260 (+13.73%) Land $31,236 Building $115,024 |
| 2022 | $618.00 Homeowner's exemption | $88,163 | $128,605 Land $23,940 Building $104,665 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3003 E 11th Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3003 E 11th Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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