Bay County property record for 2937 E 11th Ct, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 937 sqft · built 1985 |
| Lot Size | 0.378 acres (16,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,300 (Jun 2011) |
| Tax Bill | $472 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15328-000-000 |
| Primary APN | 15328-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 937 sqft |
| 1st Floor Area | 889 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 16,465 sqft (0.378 acres) |
| Lot Dimensions | 330 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 160 sqft |
| Street Address | 2937 E 11TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5009 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | 2 4S 14W -136.1- E 1/2 OF THE FOLLOWING DESC: BEG 550 E OF NW COR OF S1/2 OF SE1/4 OF NW1/4 TH E 100 S 330 W 100 N 330 TO POB ORB 3332 P 1505 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1200 |
2937 E 11th Ct, residential vacant land, is owned by an individual who bought it in June 2011.
Source: Bay County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1526 N EAST AVE, PANAMA CITY, FL 32405-6319 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2011 · Amount on File |
| Deed Sale | Jun 27, 2011 · Amount on File |
| Deed Document Number | 201131205 |
| Deed Book / Page | 3332 / 1505 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2937 E 11th Ct was $472, up 8.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472.00 (+8.51%) | $32,244 | $46,075 Land $46,000 Building $75 |
| 2024 | $435.00 (+20.83%) | ||
| 2023 | $360.00 (+29.03%) | $31,585 (+30.38%) Land $31,510 Building $75 | $31,585 (+30.38%) Land $31,510 Building $75 |
| 2022 | $279.00 | $24,225 Land $24,150 Building $75 | $24,225 Land $24,150 Building $75 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2937 E 11th Ct in Zone X, an area of moderate flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2937 E 11th Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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