St. Charles County property record for 3002 Memphis St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,848 sqft · built 2019 |
| Lot Size | 0.205 acres (8,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $511,787 (Jan 2020) |
| Tax Bill | $8,284 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | T200500193 |
| Primary APN | T200500193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Basement Area | 1,848 sqft |
| Finished Basement | 324 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 8,930 sqft (0.205 acres) |
| Garage Type | Attached |
| Account Number | T200500193 |
|---|---|
| Street Address | 3002 MEMPHIS ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS PH 10B #2 LOT 8613 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | NEW TOWN AT ST CHAS PH 10B #2 |
| Legal Lot Number | 8613 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 310201 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3002 MEMPHIS ST, SAINT CHARLES, MO 63301-8482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2020 | Warranty Deed, Subdivision Related Transfer DAS ACQUISITION |
| Sep 26, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Deed Document Number | 0072191609 |
| Deed Book / Page | 7219 / 1609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 22, 2020 |
| Property Address | 3002 MEMPHIS ST, SAINT CHARLES, MO 63301-8482 |
| Document Number | 0072191609 |
| Book / Page | 007219 / 001609 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 43580 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3002 MEMPHIS ST ST CHARLES MO 633018482, ST CHARLES, MO 63301-8482 |
| Document Number | 72191611 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 007219/001611 |
| Instrument | 43590 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3002 MEMPHIS ST, SAINT CHARLES, MO 63301-8482 |
| Document Number | 0071581131 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3333 RUE ROYALE ST #4 ST CHARLES MO 633018237, 4, ST CHARLES, MO 63301-8237 |
| Investor | Possibly a Property Investor |
| Document Number | 0071581131 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 007158/001131 |
| Instrument | 561670 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,284.00 | $98,568 (-12.11%) | $518,778 (-12.11%) Land $93,334 Building $425,444 |
| 2023 | $112,143 | ||
| 2022 | $590,228 Land $70,000 Building $520,228 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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