St. Charles County property record for 2986 Memphis St, Saint Charles, MO 63301
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.126 acres (5,506 sqft) |
| Owner | Individual Name on File |
| Last Sale | $660,744 (Feb 2026) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Feb 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | T240500171 |
| Primary APN | T240500171 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,506 sqft (0.126 acres) |
|---|
| Account Number | T240500171 |
|---|---|
| Street Address | 2986 MEMPHIS ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8427 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | NEW TOWN AT ST CHAS 13 LOT 9280 |
| Legal Subdivision | NEW TOWN AT ST CHAS 13 |
| Legal Lot Number | 9280 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 310201 |
2986 Memphis St, vacant land, is owned and occupied by an individual who acquired it in June 2026.
Source: St. Charles County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2986 MEMPHIS ST, SAINT CHARLES, MO 63301-8427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 20, 2026 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on File |
| Deed Sale | Feb 20, 2026 · Amount on File |
| Deed Document Number | 20267960 |
| Last Transfer Date | Jun 9, 2026 |
| Transfer Doc | 0000027026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 9, 2026 |
| Property Address | 2986 MEMPHIS ST, SAINT CHARLES, MO 63301-8427 |
| Document Number | 0000027026 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202627026 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2986 MEMPHIS ST, SAINT CHARLES, MO 63301-8427 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 20, 2026 |
| Property Address | 2986 MEMPHIS ST, SAINT CHARLES, MO 63301-8427 |
| Document Number | 0000007960 |
| Map Reference | DOC 2023R-038419 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026R-007960 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2986 MEMPHIS ST, SAINT CHARLES, MO 63301-8427 |
| Document Number | 0000007961 |
|---|---|
| Date | Feb 20, 2026 |
| Instrument | 2026R-007961 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 2986 Memphis St was $1,745, up 14.8% from the year before.
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,745.00 (+14.8%) | $15,200 | $80,000 Land $80,000 |
| 2024 | $1,520.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2986 Memphis St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2986 Memphis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures