Buchanan County property record for 3002 Locust St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,116 sqft · built 1945 |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $591 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2023 Second Mortgage + 2 more |
| APN | 06-5.0-15-002-001-073.000 |
| Primary APN | 06-5.0-15-002-001-073.000 |
|---|
| Building Area | 1,116 sqft Base Area |
|---|---|
| 1st Floor Area | 1,116 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 8,750 sqft (0.2 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Street Address | 3002 LOCUST ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:OAK HILL LOT:12 BLK:3LGL DESC: |
| Legal Subdivision | OAK HILL |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 900 |
3002 Locust St is owned and occupied by two individuals who acquired it in July 2024.
Source: Buchanan County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3002 LOCUST ST, SAINT JOSEPH, MO 64501-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Nov 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION |
| Nov 7, 2023 | Personal Representative Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 16, 2024 |
| Transfer Doc | 003799/105 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3002 LOCUST ST, SAINT JOSEPH, MO 64501-3418 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 606 W PARK AVE K1, K1, SAVANNAH, MO 64485-2700 |
| Document Number | 003792/967 |
|---|---|
| Date | Dec 5, 2023 |
| Book Page | 3792/967 |
| Instrument | 2023009542 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3002 LOCUST ST, SAINT JOSEPH, MO 64501-3418 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003792/483 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 3792/483 |
| Instrument | 2023009048 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3002 LOCUST ST, SAINT JOSEPH, MO 64501-3418 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003792/279 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 3792/279 |
| Instrument | 2023008843 |
| Name | MISSOURI HOUSING DEVELOPMENT COMMISSION |
|---|---|
| Type | Government Agency |
| Address | KANSAS CITY, MO 64105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 7, 2023 |
| Property Address | 3002 LOCUST ST, SAINT JOSEPH, MO 64501-3418 |
| Document Number | 003792/277 |
| Book / Page | 3792 / 277 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 2023008841 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3002 LOCUST ST, SAINT JOSEPH, MO 64501-3418 |
| Document Number | 003792/278 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 3792/278 |
| Instrument | 2023008842 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
The 2025 property tax bill for 3002 Locust St was $591, up 0.2% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $591.00 (+0.17%) | $8,580 Land $1,810 Building $6,770 | $45,110 Land $9,500 Building $35,610 |
| 2024 | $590.00 (+10.69%) | ||
| 2023 | $533.00 (-0.74%) | $8,090 (-) Land $1,810 Building $6,280 | $42,550 Land $9,500 Building $33,050 |
| 2022 | $537.00 | $8,090 Land $1,810 Building $6,280 | |
| 2021 | $42,550 Land $9,500 Building $33,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3002 Locust St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3002 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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