2920 Locust St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2920 Locust St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1917
Lot Size	0.186 acres (8,125 sqft)
Owner	Individual Name on Record
Tax Bill	$789 (2025)
Deeds & Mortgages	May 2018 Mortgage
APN	`06-5.0-15-002-001-076.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-15-002-001-076.000`

Interior

Building Area	1,312 sqft Base Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	8,125 sqft (0.186 acres)
Lot Dimensions	162 ft deep x 50 ft wide

Location & Zoning

Street Address	2920 LOCUST ST
City	SAINT JOSEPH
State	MO
Zip	64501-3416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	15-57-35NWSUB: LOT: BLK:LGL DESC:PT OF NW 1/4 OF NW 1/4 BEG 125' W & 362' S OF NE COR OF NW 1/4 OF NW 1/4 TH W 50' S TO N/LINE OF RR R/W TH SELY WITH N/LINE OF R/W TO PNT 125' W OF E/LINE OF SD 1/4 SEC TH N 162.5' M/L TO POB
Legal Range	35W
Legal Township	57N
Legal Section	15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2029
Census Tract	900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2920 LOCUST ST, SAINT JOSEPH, MO 64501-3416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 10, 2018
Property Address	2920 LOCUST ST, SAINT JOSEPH, MO 64501-3416
Document Number	2018004144
Instrument Date	May 7, 2018
Instrument	2018004144
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2920 LOCUST ST, SAINT JOSEPH, MO 64501-3416

Mortgage

Document Number	2018004145
Date	May 10, 2018
Instrument	2018004145

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$789.00 (+0.13%)	$12,040 (+11.48%) Land $1,620 Building $10,420	$63,340 (+11.51%) Land $8,500 Building $54,840
2024	$788.00 (+11.3%)
2023	$708.00 (-0.7%)	$10,800 (-) Land $1,620 Building $9,180	$56,800 (-) Land $8,500 Building $48,300
2022	$713.00	$10,800 Land $1,620 Building $9,180
2021			$56,800 Land $8,500 Building $48,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20