3001 Dover St, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3001 Dover St, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,132 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,040 (Jun 2026)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2026 Sale & Mortgage + 2 more
APN	`03-8.0-27-002-001-114.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-002-001-114.000`

Interior

Building Area	1,132 sqft Base Area
1st Floor Area	1,132 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 79 ft wide

Location & Zoning

Street Address	3001 DOVER ST
City	SAINT JOSEPH
State	MO
Zip	64506-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CAMBRIDGE ADDITION LOT:119 BLK:LGL DESC:
Legal Subdivision	CAMBRIDGE ADDITION
Legal Lot Number	119
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1004
Census Tract	200

Owner

Source: Buchanan County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27898 S SCOUT RIDGE DR, MARYVILLE, MO 64468-7504
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer · Line of Credit NODAWAY VALLEY BANK
Feb 13, 2026	Personal Representative Deed, Transfer · Conventional Mortgage US BANK NA
May 26, 2026	Re-recorded Document ST JOSEPH TITLE
Sep 10, 2012	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	May 26, 2026 · Amount on Record
Deed Document Number	20265098
Deed Book / Page	3819 / 854
Prior Transfer Date	Jun 23, 2026
Prior Transfer Doc	0000005098
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 24, 2026
Property Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132
Document Number	0000005098
Book / Page	3819 / 854
Instrument Date	Jun 23, 2026
Instrument	20265098
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C, ST JOSEPH TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27898 S SCOUT RIDGE DR, MARYVILLE, MO 64468-7504

Mortgage

Document Number	0000005099,
Date	Jun 24, 2026
Instrument	20265099

Lender

Name	NODAWAY VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

February 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 13, 2026
Property Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132
Document Number	003815/903
Book / Page	3815 / 903
Instrument Date	Feb 13, 2026
Instrument	2026001096
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132

Mortgage

Document Number	003815/904
Date	Feb 13, 2026
Book Page	3815/904
Instrument	2026001097

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BUCHANAN MO
Recording Date	May 26, 2026
Property Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132
Document Number	0000004092
Book / Page	3818 / 860
Instrument Date	Feb 13, 2026
Instrument	20264092
Record Updated	Aug 29, 2026
Title Company	ST JOSEPH TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132

September 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 10, 2012
Property Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132
Document Number	03356/0100
Book / Page	3356 / 0100
Instrument Date	Sep 7, 2012
Instrument	2012011050
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TITLE OF ST JOSEPH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 DOVER ST, SAINT JOSEPH, MO 64506-1132

Mortgage

Document Number	2012011051
Date	Sep 10, 2012
Instrument	2012011051

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2042

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+0.06%)	$21,510 (+6.64%) Land $3,340 Building $18,170	$113,230 (+6.64%) Land $17,580 Building $95,650
2024	$1,540.00 (+16.31%)
2023	$1,324.00 (-0.68%)	$20,170 (-) Land $3,340 Building $16,830	$106,180 (-) Land $17,580 Building $88,600
2022	$1,333.00	$20,170 Land $3,340 Building $16,830
2021			$106,180 Land $17,580 Building $88,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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