3002 Canopy Dr, Indian Trail, NC 28079 Property Records

Union County property record for 3002 Canopy Dr, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,022 sqft · built 2010
Lot Size0.192 acres (8,364 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Jun 2020)
Tax Bill$2,855 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-091-016

Property Details

APN / Parcel Number

Primary APN07-091-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
1st Floor Area2,022 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Construction TypeWood
Roof TypeHip
Lot Area8,364 sqft (0.192 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3002 CANOPY DR
CityINDIAN TRAIL
StateNC
Zip28079-3772
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-4 INDIA
Legal Description#39 THE GARDEN @ BRANDON OAKS PH9 MP5 BLK20 OPCK161
Legal SubdivisionBRANDON OAKS - GARDENS (THE)
Legal Block20
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group3
Census Block3000
Census Tract20317

Owner

3002 Canopy Dr, a rural home, is owned and occupied by two individuals who bought it in June 2020.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3002 CANOPY DR, INDIAN TRAIL, NC 28079-3772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jun 24, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS
Jan 24, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on File
Deed SaleJun 24, 2020 · Amount on File
Prior SaleJan 24, 2017 · Amount on File
Deed Document Number202022741
Deed Book / Page7712 / 215
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3002 CANOPY DR, INDIAN TRAIL, NC 28079-3772
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008451258
DateApr 12, 2022
Book Page8451/258
Instrument13527
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 24, 2020
Property Address3002 CANOPY DR, INDIAN TRAIL, NC 28079-3772
Document Number7712215
Book / Page007712 / 000215
Instrument DateJun 24, 2020
Instrument22741
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$590.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3002 CANOPY DR INDIAN TRAIL NC 280793772, INDIAN TRAIL, NC 28079-3772

Mortgage

Document Number7712218
DateJun 24, 2020
Book Page007712/000218
Instrument22742
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 23, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJan 24, 2017
Property Address3002 CANOPY DR, INDIAN TRAIL, NC 28079-3772
Document Number0006864279
Book / Page6864 / 279
Map ReferenceCAB K FILE 161
Instrument DateJan 24, 2017
Instrument0002003
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$509.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3108 KINDER OAK DR, 3108, INDIAN TRAIL, NC 28079-4506

Transferred To (Grantee/Buyer)

NameVerified Name
Address3002 CANOPY DR, INDIAN TRAIL, NC 28079-3772

Mortgage

Document Number0000002004
DateJan 24, 2017
Instrument0002004
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3002 Canopy Dr was $2,855.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,900 (-) Land $96,900 Building $332,000$428,900 (-) Land $96,900 Building $332,000
2025$2,855.00$428,900 Land $96,900 Building $332,000$428,900 Land $96,900 Building $332,000
2023$2,374.00$281,300 Land $57,900 Building $223,400$281,300 Land $57,900 Building $223,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3002 Canopy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3002 Canopy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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