3000 Canopy Dr, Indian Trail, NC 28079 Property Records

Union County property record for 3000 Canopy Dr, Indian Trail, NC 28079

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,976 sqft · built 2010
Lot Size0.192 acres (8,364 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Apr 2017)
Tax Bill$3,469 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-091-015

Property Details

APN / Parcel Number

Primary APN07-091-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,976 sqft Living Area
1st Floor Area1,509 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area8,364 sqft (0.192 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area41 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3000 CANOPY DR
CityINDIAN TRAIL
StateNC
Zip28079-3772
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeSF-4 INDIA
Legal Description#38 BLK20 THE GARDEN @ BRANDON OAKS PH9 MAP5 OPCK161
Legal SubdivisionBRANDON OAKS - GARDENS (THE)
Legal Block20
JurisdictionUNION NC
Township / Civil DivisionVANCE
Census Block Group3
Census Block3000
Census Tract20317

Owner

3000 Canopy Dr, a rural home, is owned and occupied by two individuals who bought it in April 2017.

Source: Union County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3000 CANOPY DR, INDIAN TRAIL, NC 28079-3772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Apr 7, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2017 · Amount on File
Deed SaleApr 7, 2017 · Amount on File
Prior SaleOct 24, 2016 · Amount on File
Deed Document Number20179586
Deed Book / Page6908 / 708
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3000 CANOPY DR, INDIAN TRAIL, NC 28079-3772
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000845374
DateApr 14, 2022
Book Page8453/74
Instrument13828
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressINDIAN TRAIL, NC 28079
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address3000 CANOPY DR, INDIAN TRAIL, NC 28079-3772
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7968386
DateJan 28, 2021
Book Page7968/386
Instrument3917
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 7, 2017
Property Address3000 CANOPY DR, INDIAN TRAIL, NC 28079-3772
Document Number0006908708
Book / Page6908 / 708
Map ReferenceCABK FILE161
Instrument DateApr 4, 2017
Instrument0009586
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$544.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address312 WOODLAWN DR, 312, KEENE, TX 76059-2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3000 CANOPY DR, INDIAN TRAIL, NC 28079-3772

Mortgage

Document Number0000009587
DateApr 7, 2017
Instrument0009587
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3000 Canopy Dr was $3,469.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityIndian Trail Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,900 (-) Land $96,900 Building $426,000$522,900 (-) Land $96,900 Building $426,000
2025$3,469.00$522,900 Land $96,900 Building $426,000$522,900 Land $96,900 Building $426,000
2023$2,731.00$324,600 Land $57,900 Building $266,700$324,600 Land $57,900 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3000 Canopy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3000 Canopy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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