3001 Rusty Ln, Bloomington, IL 61704 Property Records

McLean County property record for 3001 Rusty Ln, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,365 sqft · built 2001
Lot Size	0.475 acres (20,697 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2019)
Tax Bill	$13,091 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-302-048`

Property Details

APN / Parcel Number

Primary APN	`15-30-302-048`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,365 sqft Living Area
Gross Area	5,341 sqft
1st Floor Area	1,575 sqft
Basement Area	1,103 sqft
Finished Basement	1,103 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	20,697 sqft (0.475 acres)
Lot Dimensions	171 ft deep x 60 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	976 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Open Concrete/Masonry Porch
Deck Area	80 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3001 RUSTY LN
City	BLOOMINGTON
State	IL
Zip	61704-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 243 8TH ADD HAWTHORNE HILLS
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	HAWTHORNE HILLS
Legal Lot Number	243
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2016
Census Tract	5103

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3001 RUSTY LN, BLOOMINGTON, IL 61704-4703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit CEFCU
May 15, 2019	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Sep 30, 2008 · Amount on Record
Deed Document Number	20198281
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3001 RUSTY LN, BLOOMINGTON, IL 61704-4703
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000773
Date	Jan 15, 2026
Instrument	2026-00000773

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3001 RUSTY LN, BLOOMINGTON, IL 61704-4703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900007343
Date	May 15, 2019
Instrument	2019-00007343

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3001 RUSTY LN, BLOOMINGTON, IL 61704-4703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000025056
Date	Nov 18, 2020
Instrument	2020-00025056

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 31, 2019
Property Address	3001 RUSTY LN, BLOOMINGTON, IL 61704-4703
Document Number	201900008281
Map Reference	DOC 93-17973
Instrument Date	May 29, 2019
Instrument	2019-00008281
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3001 RUSTY LN, BLOOMINGTON, IL 61704-4703

Mortgage

Document Number	201900008282
Date	May 31, 2019
Instrument	2019-00008282

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,222 (+33.32%) Land $33,861 Building $144,361	$534,666 (+33.32%) Land $101,583 Building $433,083
2024	$13,091.00 (+21.02%)
2023	$10,817.00	$133,676 Land $25,398 Building $108,278	$401,028 Land $76,194 Building $324,834

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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