Bay County property record for 2826 E 15th St, Panama City, FL 32405
| Property Type | Public School (Administration, Campus, Dorms, Instruction) |
|---|---|
| Details | 25,160 sqft · built 1967 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Company Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 15322-000-000 |
| Primary APN | 15322-000-000 |
|---|
| Total Rooms | 21 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 25,160 sqft Total Area |
| 1st Floor Area | 74,996 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1967 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 706 sqft |
| Patio Area | 20,268 sqft |
| Fence | Fence |
| Total Buildings | 9 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2826 E 15TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6356 |
| Property Category | Public Works |
| Property Type | Public Works > Public School (Administration, Campus, Dorms, Instruction) |
| Legal Description | 2 4S 14W 10A -131- 118B2 NE1/4 OF NW1/4 OF NW1/4 LESS RD R/W |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1200 |
2826 E 15th St, a public works property, is owned by a company and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1130 W 17TH ST, PANAMA CITY, FL 32405-3794 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $3,828,374 Land $1,080,000 Building $2,748,374 | $3,828,374 Land $1,080,000 Building $2,748,374 |
| 2023 | Additional exemption filed | $3,922,800 Land $1,080,000 Building $2,842,800 | $3,922,800 Land $1,080,000 Building $2,842,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2826 E 15th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2826 E 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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