3001 Droste Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3001 Droste Rd, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,459 sqft · built 1941
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$117,500 (Aug 2012)
Tax Bill	$3,125 (2025)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083038A000`

Property Details

APN / Parcel Number

Primary APN	`083038A000`
Alternative APN	`6-0005-3280-00-0005.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,459 sqft
Basement Area	1,068 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Detached
Garage Area	440 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	083038A000
Street Address	3001 DROSTE RD
City	SAINT CHARLES
State	MO
Zip	63301-1108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PT SW FRL 1/4 SUR 3280
Legal Subdivision	STEEN&CUNNINGHAMS SURV/ST CHA
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3000
Census Tract	310700

Owner

3001 Droste Rd is owned and occupied by an individual who bought it in August 2012.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3001 DROSTE RD, SAINT CHARLES, MO 63301-1108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2012 · Amount on File
Deed Sale	Aug 9, 2012 · Amount on File
Prior Sale	Aug 9, 2012 · Amount on File
Deed Document Number	2012598860
Deed Book / Page	5832 / 455
Prior Transfer Date	Jun 13, 2012
Prior Transfer Doc	0058320445
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3001 DROSTE RD, SAINT CHARLES, MO 63301-1108
Document Number	0072071102
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WILLIAMSBURG CT ST CHARLES MO 633035036, ST CHARLES, MO 63303-5036

Mortgage

Document Number	0072071102
Date	Dec 30, 2019
Book Page	007207/001102
Instrument	750330

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3001 Droste Rd was $3,125.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,832 (-)	$262,273 (-) Land $48,000 Building $214,273
2025	$3,125.00	$49,832	$262,273 Land $48,000 Building $214,273
2023		$49,459
2022			$260,315 Land $48,000 Building $212,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3001 Droste Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1981–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3001 Droste Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000