St. Charles County property record for 2907 Droste Rd, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,775 sqft · built 1971 |
| Lot Size | 0.112 acres (4,891 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Aug 2024) |
| Tax Bill | $3,149 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070720A000 |
| Primary APN | 070720A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,775 sqft Living Area |
| Gross Area | 4,034 sqft |
| 1st Floor Area | 1,775 sqft |
| Basement Area | 1,775 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,891 sqft (0.112 acres) |
| Lot Dimensions | 67 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 369 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 070720A000 |
|---|---|
| Street Address | 2907 DROSTE RD |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | OLDE TOWNE EST LOT 80 |
| Legal Subdivision | OLDE TOWNE EST |
| Legal Lot Number | 80 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 310700 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 282 SPRING DR, SAINT CHARLES, MO 63303-3001 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 10, 2020 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Feb 6, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2024 · Amount on Record |
| Deed Sale | Aug 8, 2024 · Amount on Record |
| Prior Sale | Jul 10, 2020 · Amount on Record |
| Deed Document Number | 202431870 |
| Prior Transfer Date | Dec 31, 2007 |
| Prior Transfer Doc | 0049102310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2907 DROSTE RD, SAINT CHARLES, MO 63301-1101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2907 DROSTE RD, SAINT CHARLES, MO 63301-1101 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045132 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025R-045132 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 10, 2020 |
| Property Address | 2907 DROSTE RD, SAINT CHARLES, MO 63301-1101 |
| Document Number | 0073422087 |
| Book / Page | 7342 / 2087 |
| Map Reference | MB 12 PG 10 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 20200710000482810 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2907 DROSTE RD, SAINT CHARLES, MO 63301-1101 |
| Investor | Possibly a Property Investor |
| Document Number | 20200710000482820 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 20200710000482820 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 6, 2019 |
| Property Address | 2907 DROSTE RD, SAINT CHARLES, MO 63301-1101 |
| Document Number | 0070330873 |
| Book / Page | 007033 / 000873 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 56680 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2321 W RANDOLPH ST ST CHARLES MO 633010849, ST CHARLES, MO 63301-0849 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,220 (-) | $264,316 (-) Land $40,000 Building $224,316 | |
| 2025 | $3,149.00 (-13.84%) | $50,220 (-11.91%) | $264,316 (-11.91%) Land $40,000 Building $224,316 |
| 2024 | $3,655.00 | ||
| 2023 | $57,008 | ||
| 2022 | $300,042 Land $40,000 Building $260,042 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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