300 Spalding Rd, Holts Summit, MO 65043 Property Records

Callaway County property record for 300 Spalding Rd, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,312 sqft · built 1988
Lot Size	0.66 acres (28,793 sqft)
Owner	Individual Name on Record
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-20-008-002.000`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-20-008-002.000`
Alternative APN	`2507025020008000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft
Finished Basement	15 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	28,793 sqft (0.66 acres)
Lot Dimensions	16 ft deep x 18 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2507025020008002000
Street Address	300 SPALDING RD
City	HOLTS SUMMIT
State	MO
Zip	65043-1478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & 3 BLK 3 HOLTS SUMMIT SUB
Legal Subdivision	ORIGINAL TOWN
Legal Block	3
Legal Lot Number	3,12
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3006
Census Tract	70800

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 SPALDING RD, HOLTS SUMMIT, MO 65043-1478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Mar 11, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage JEFFERSON BANK
Mar 11, 2020	Warranty Deed, Transfer · Stand-Alone Refinance JEFFERSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020
Deed Sale	Mar 11, 2020
Deed Document Number	202001496
Deed Book / Page	29
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	300 SPALDING RD, HOLTS SUMMIT, MO 65043-1478
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000525/344
Date	Feb 3, 2026
Book Page	525/344
Instrument	202600702

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	300 SPALDING RD, HOLTS SUMMIT, MO 65043-1478
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001497
Date	Mar 11, 2020
Instrument	202001497

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 11, 2020
Property Address	300 SPALDING RD, HOLTS SUMMIT, MO 65043-1478
Document Number	202001496
Book / Page	29
Instrument Date	Mar 6, 2020
Instrument	202001496
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SPALDING RD, HOLTS SUMMIT, MO 65043-1478

Mortgage

Document Number	202001497
Date	Mar 11, 2020
Instrument	202001497

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00 (-2.43%)	$25,126 (-)	$132,240 (-)
2024	$1,565.00 (+0.06%)	$25,126 (-)	$132,240 (-)
2023	$1,564.00 (+1.82%)	$25,126 (+1.93%)	$132,240 (+1.93%)
2022	$1,536.00	$24,651 Land $1,898 Building $22,753
2021			$129,740 Land $9,990 Building $119,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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