300 Shell Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 300 Shell Dr, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,268 sqft · built 2022
Lot Size	2.57 acres (112,385 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,247 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-34-000-007.31`

Property Details

APN / Parcel Number

Primary APN	`098-34-000-007.31`
Alternative APN	`25149`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
2nd Floor Area	648 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	112,385 sqft (2.57 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25149
Street Address	300 SHELL DR
City	PONTOTOC
State	MS
Zip	38863-6187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.58 AC NE & SE1/4 20201272 4/7/20 662 419 1874
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1026
Census Tract	950102

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 SHELL DR, PONTOTOC, MS 38863-6187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Mar 3, 2022	Deed of Trust, Mortgage · FHA Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	300 SHELL DR, PONTOTOC, MS 38863-6187
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SHELL DR, PONTOTOC, MS 38863-6187

Mortgage

Document Number	2020004893
Date	Dec 22, 2020
Instrument	2020004893

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2021

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	300 SHELL DR, PONTOTOC, MS 38863-6187
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SHELL DR, PONTOTOC, MS 38863-6187

Mortgage

Document Number	2021004058
Date	Sep 22, 2021
Instrument	2021004058

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	May 20, 2022

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	300 SHELL DR, PONTOTOC, MS 38863-6187
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 SHELL DR, PONTOTOC, MS 38863-6187

Mortgage

Document Number	2022001049
Date	Mar 3, 2022
Instrument	2022001049

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,247.00 (-29.77%) Homeowner's exemption	$41,047 (-29.76%)	$389,603 (-) Land $17,450 Building $372,153
2023	$7,471.00	$58,441	$389,603 Land $17,450 Building $372,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber	10,000 / 10,000
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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