Pontotoc County property record for 116 Shell Dr, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,477 sqft · built 2020 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,034 (2025) |
| Deeds & Mortgages | Dec 2019 Construction Loan Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-34-000-007.28 |
| Primary APN | 098-34-000-007.28 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,477 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24744 |
|---|---|
| Street Address | 116 SHELL DR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.89 AC SE1/4 20194190 11/5/19 662 416 3147 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950102 |
Source: Pontotoc County assessment roll, as of September 1, 2025
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 116 SHELL DR, PONTOTOC, MS 38863-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2019 | Deed of Trust, Mortgage · Construction Mortgage FIRST AMERICAN NATIONAL BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 116 SHELL DR, PONTOTOC, MS 38863-7631 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 575 SEHON CIR, PONTOTOC, MS 38863-7320 |
| Document Number | 2019004500 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2019004500 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 22, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 116 SHELL DR, PONTOTOC, MS 38863-7631 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 116 SHELL DR, PONTOTOC, MS 38863-7631 |
| Document Number | 2020003188 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 2020003188 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,034.00 Homeowner's exemption | $23,733 (-) | $237,333 (-) Land $17,450 Building $219,883 |
| 2023 | $3,034.00 Homeowner's exemption | $23,733 | $237,333 Land $17,450 Building $219,883 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 44% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber | 10,000 / 10,000 |
| Tombigbee Electric Power Association Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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