300 Ridgewood Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 300 Ridgewood Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,477 sqft · built 1939
Lot Size0.369 acres (16,080 sqft)
OwnerIndividual Name on File
Last Sale$561,000 (Nov 1999)
Tax Bill$14,131 (2023)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN151-142-18

Property Details

APN / Parcel Number

Primary APN151-142-18

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,477 sqft Heated Area
Gross Area3,183 sqft
1st Floor Area1,127 sqft
Upper Floors Area1,127 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialSlate
Lot Area16,080 sqft (0.369 acres)
Garage Area576 sqft
PorchPorch
Porch Area172 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Old Parcel Number151-142-18
Street Address300 RIDGEWOOD AVE
CityCHARLOTTE
StateNC
Zip28209-1634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL10 &P26 B7 M3-364
Legal SubdivisionPOPLAR GABLES
Legal Block7
Legal Lot Number10
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2005
Census Tract2702

Owner

300 Ridgewood Ave is owned and occupied by an individual who acquired it in May 2013.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address300 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1634
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 1999 · Amount on File
Deed SaleNov 12, 1999 · Amount on File
Prior SaleJan 8, 2008
Deed Document Number0000010932
Deed Book / Page151
Last Transfer DateMay 20, 2013
Transfer Doc0000077594
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address300 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1634
Transaction TypeMortgage
Record UpdatedFeb 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000215600
DateDec 18, 2020
Book Page35452/592
Instrument2020215600
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 300 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Ridgewood Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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