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261 Ridgewood Ave, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 261 Ridgewood Ave, Charlotte, NC 28209

Property Summary

Property TypeSingle Family Home
Details6 bd · 8 ba · 7,066 sqft · built 2007
Lot Size0.249 acres (10,882 sqft)
Owner2 Individual Names on File
Last Sale$1,840,000 (Mar 2020)
Tax Bill$24,784 (2023)
Deeds & MortgagesMar 2020 Transfer
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN151-144-01

Property Details

APN / Parcel Number

Primary APN151-144-01

Interior

Bedrooms6 Beds
Full Baths8 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area7,066 sqft Heated Area
Gross Area7,778 sqft
1st Floor Area2,880 sqft
Upper Floors Area3,708 sqft
Attic Area512 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialWood
Lot Area10,882 sqft (0.249 acres)
Garage Area650 sqft
PorchPorch
Porch Area28 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number151-144-01
Street Address261 RIDGEWOOD AVE
CityCHARLOTTE
StateNC
Zip28209-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL9 B9 M3-221
Legal SubdivisionPOPLAR GABLES
Legal Block9
Legal Lot Number9
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2011
Census Tract2702

Owner

261 Ridgewood Ave is owned and occupied by two individuals who bought it in March 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address261 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 16, 2020Warranty Deed, Transfer
INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Mar 14, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2020 · Amount on File
Deed SaleMar 16, 2020 · Amount on File
Prior SaleMar 16, 2020
Deed Document Number0003437487
Deed Book / Page34374 / 87
Record UpdatedJun 7, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMar 16, 2020
Property Address261 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
Document Number0000037250
Book / Page034373 / 000892
Instrument DateMar 14, 2020
Instrument37250
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 RIDGEWOOD AVE CHARLOTTE NC 282091631, CHARLOTTE, NC 28209-1631

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 16, 2020
Property Address261 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
Document Number0000037294
Book / Page034374 / 000087
Instrument DateMar 13, 2020
Instrument37294
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

AmountAmount on Record
Tax$3,680.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address261 RIDGEWOOD AVE CHARLOTTE NC 282091631, CHARLOTTE, NC 28209-1631

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 14, 2017
Property Address261 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631
Document Number0000032512
Book / Page31635 / 274
Map ReferenceMB3 PG221
Instrument DateMar 14, 2017
Instrument2017032512
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4346 COLUMBINE CIR, 4346, CHARLOTTE, NC 28211-4428

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 RIDGEWOOD AVE, CHARLOTTE, NC 28209-1631

Mortgage

Document Number0000032513
DateMar 14, 2017
Instrument2017032513
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 261 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims104 (1979–2025)
Claims Outside the SFHA13 of 104
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 261 Ridgewood Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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