Osceola County property record for 300 Minnesota Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,989 sqft · built 1981 |
| Lot Size | 0.287 acres (12,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Apr 2026) |
| Tax Bill | $5,434 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-26-30-0001-0403-0010 |
| Primary APN | 01-26-30-0001-0403-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,989 sqft Living Area |
| Gross Area | 2,624 sqft |
| 1st Floor Area | 1,861 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,501 sqft (0.287 acres) |
| Lot Dimensions | 150 ft deep x 83.3 ft wide |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 420 sqft |
| Porch | Florida Room |
| Porch Area | 188 sqft |
| Deck Area | 372 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 300 MINNESOTA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE VIEW PARK BLK 403 LOT 1 & N 33.34 FT LOT 2 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 403 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 43400 |
Source: Osceola County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE |
| Apr 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE |
| Mar 22, 2023 | Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Apr 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Mar 22, 2023 · Amount on Record |
| Deed Document Number | 202655099 |
| Deed Book / Page | 6961 / 1444 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 0000055099 |
| Book / Page | 6961 / 1444 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.55099 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 0000055100, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 2026..55100 |
| Name | PREMIA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 0069611444 |
| Book / Page | 6961 / 1444 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202655099 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 0000055100, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 202655100 |
| Name | PREMIA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 0063741780 |
| Book / Page | 6374 / 1780 |
| Map Reference | MB 1 PG 159 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023032568 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,789.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Name | Verified Name |
|---|---|
| Address | 6775 BAY SHORE DR, SAINT CLOUD, FL 34771-9577 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 25, 2019 |
| Property Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 0055130627 |
| Book / Page | 5513 / 0627 |
| Map Reference | MB 1 PG 159 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019052659 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 LAFAYETTE RD, 339, SYRACUSE, NY 13205-2923 |
| Name | Verified Name |
|---|---|
| Address | 300 MINNESOTA AVE, SAINT CLOUD, FL 34769-2236 |
| Document Number | 2019052660 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019052660 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,434.00 (+1.63%) Homeowner's exemption Widower's exemption | $351,500 (+82.87%) Land $60,000 Building $291,500 | $351,500 (+15.51%) Land $60,000 Building $291,500 |
| 2024 | $5,347.00 (+111.18%) | ||
| 2023 | $2,532.00 (+10.04%) Homeowner's exemption | $192,215 (+10.46%) | $304,300 (+18.13%) Land $55,000 Building $249,300 |
| 2022 | $2,301.00 Homeowner's exemption | $174,013 | $257,600 Land $50,000 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures