212 Minnesota Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 212 Minnesota Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,439 sqft · built 1977
Lot Size	0.251 acres (10,933 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (May 2024)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-26-30-0001-0438-0060`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0438-0060`
Alternative APNs	`263001000104380060` `80327`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,439 sqft Living Area
Gross Area	2,145 sqft
1st Floor Area	1,439 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,933 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 0.7 ft wide
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	212 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	212 MINNESOTA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE VIEW PARK PB 1 PG 159 BLK 438 S 35.5 FT LOT 6 & N 37.5 FT LOT 7
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	438
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	43400

Owner

212 Minnesota Ave is owned and occupied by two individuals who bought it in May 2024.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	212 MINNESOTA AVE, SAINT CLOUD, FL 34769-2234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Jul 19, 2006 · Amount on File
Deed Document Number	202472083
Deed Book / Page	6609 / 2341
Prior Transfer Date	Feb 11, 2013
Prior Transfer Doc	0043971480
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2021
Property Address	212 MINNESOTA AVE, SAINT CLOUD, FL 34769-2234
Document Number	0058960611
Book / Page	5896 / 611
Map Reference	MB 1 PG 159
Instrument Date	Feb 17, 2021
Instrument	2021025527
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 MINNESOTA AVE, 212, SAINT CLOUD, FL 34769-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 MINNESOTA AVE, SAINT CLOUD, FL 34769-2234

Mortgage

Document Number	0005896613
Date	Feb 23, 2021
Instrument	5896/613

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 212 Minnesota Ave was $4,257, up 43.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 (+43.87%)	$292,400 Land $60,000 Building $232,400	$292,400 Land $60,000 Building $232,400
2024	$2,959.00 (+3.1%)
2023	$2,870.00 (-1.61%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$223,098 (+3%)	$256,000 (+18.19%) Land $55,000 Building $201,000
2022	$2,917.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$216,600 Land $50,000 Building $166,600	$216,600 Land $50,000 Building $166,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Minnesota Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Minnesota Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20