300 Mill Pond Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 300 Mill Pond Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,646 sqft · built 1978
Lot Size	0.37 acres (1,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Feb 2026)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355432A104`

Property Details

APN / Parcel Number

Primary APN	`355432A104`
Alternative APN	`2-0060-5078-00-0314.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,106 sqft
Basement Area	1,026 sqft
Finished Basement	540 sqft
Unfinished Basement	486 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,600 sqft (0.37 acres)
Lot Dimensions	20 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432A104
Street Address	300 MILL POND DR
City	O FALLON
State	MO
Zip	63366-3372
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 SEC 3 LOT 314
Legal Subdivision	PEBBLE BROOK #2&3 SEC 3
Legal Lot Number	314
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2012
Census Tract	311738

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 MILL POND DR, O FALLON, MO 63366-3372
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Feb 7, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Feb 7, 2018 · Amount on Record
Deed Document Number	20266027
Prior Transfer Date	Jul 17, 2002
Prior Transfer Doc	0029780035
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 10, 2026
Property Address	300 MILL POND DR, O FALLON, MO 63366-3372
Document Number	0000006027
Map Reference	MB 19 PG 28
Instrument Date	Feb 6, 2026
Instrument	2026R-006027
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	USTC, UST

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4436 BRENTON AVE, BERKELEY, MO 63134-3416

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 MILL POND DR, O FALLON, MO 63366-3372

Mortgage

Document Number	0000006028
Date	Feb 10, 2026
Instrument	2026R-006028

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 7, 2018
Property Address	300 MILL POND DR, O FALLON, MO 63366-3372
Document Number	0068761470
Book / Page	006876 / 001470
Instrument Date	Jan 26, 2018
Instrument	69920
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MILL POND DR O FALLON MO 633663372, O FALLON, MO 63366-3372

Mortgage

Document Number	68761474
Date	Feb 7, 2018
Book Page	006876/001474
Instrument	69940

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,390 (-)	$265,213 (-) Building $265,213
2025	$2,990.00 (+8.25%)	$50,390 (+11.36%)	$265,213 (+11.37%) Building $265,213
2024	$2,762.00
2023		$45,248
2022			$238,147 Land $50,000 Building $188,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, i3 Broadband, Verizon.

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