204 Mill Pond Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 204 Mill Pond Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,646 sqft · built 1976
Lot Size	0.149 acres (6,497 sqft)
Owner	2 Individual Names on File
Last Sale	$225,500 (Feb 2021)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`355432A048`

Property Details

APN / Parcel Number

Primary APN	`355432A048`
Alternative APN	`2-0060-5078-00-0218.0000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	1,106 sqft
Basement Area	1,026 sqft
Finished Basement	540 sqft
Unfinished Basement	486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,497 sqft (0.149 acres)
Lot Dimensions	89 ft deep x 73 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	355432A048
Street Address	204 MILL POND DR
City	O FALLON
State	MO
Zip	63366-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PEBBLE BROOK #2 SEC 3 LOT 218
Legal Subdivision	PEBBLE BROOK #2&3 SEC 3
Legal Lot Number	218
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	2
Census Block	2011
Census Tract	311738

Owner

204 Mill Pond Dr is owned and occupied by two individuals who bought it in February 2021.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	2 Individual Names on File
Mailing Address	204 MILL POND DR, O FALLON, MO 63366-3914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 23, 2020	Warranty Deed, Transfer DEPRATER ACQUISITIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	202114518
Prior Transfer Date	Aug 17, 2012
Prior Transfer Doc	0058421047
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 18, 2021
Property Address	204 MILL POND DR, O FALLON, MO 63366-3914
Document Number	2021R014518
Map Reference	MB 19 PG 28
Instrument Date	Feb 11, 2021
Instrument	2021R-014518
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7427 PIERSIDE DR, 7427, O FALLON, MO 63368-7022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 MILL POND DR, O FALLON, MO 63366-3914

Mortgage

Document Number	2021R014519
Date	Feb 18, 2021
Instrument	2021R-014519

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 23, 2020
Property Address	204 MILL POND DR, O FALLON, MO 63366-3914
Document Number	0000091088
Instrument Date	Nov 12, 2020
Instrument	91088
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7427 PIERSIDE DR O FALLON MO 633687022, O FALLON, MO 63368-7022
Investor	Possibly a Property Investor

Mortgage

Document Number	91089
Date	Nov 23, 2020
Instrument	91089

Lender

Name	DEPRATER ACQUISITIONS LLC
Address	49 VESPER DR, ELLISVILLE, MO 63011-2213

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 204 Mill Pond Dr was $2,921, up 4.4% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+4.36%)	$49,212	$259,013 Building $259,013
2024	$2,799.00
2023		$45,850
2022			$241,315 Land $50,000 Building $191,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 204 Mill Pond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 Mill Pond Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Verizon.

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