300 Main St E, Plato, MN 55370 Property Records

McLeod County property record for 300 Main St E, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,200 sqft · built 1972
Lot Size	0.214 acres (9,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,902 (2026)
Deeds & Mortgages	May 2023 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.050.0380`

Property Details

APN / Parcel Number

Primary APN	`18.050.0380`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Total Area
1st Floor Area	1,200 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,360 sqft (0.214 acres)
Lot Dimensions	144 ft deep x 65 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	300 MAIN ST E
City	PLATO
State	MN
Zip	55370-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATO BLOCK-004 LOT 10 & W 1/2 OF LOT 9
Legal Subdivision	PLATO
Legal Block	4
Legal Lot Number	9-10
Jurisdiction	MCLEOD MN
Township / Civil Division	PLATO
Census Block Group	4
Census Block	4019
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 MAIN ST E, PLATO, MN 55370-5630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	300 MAIN ST E, PLATO, MN 55370-5630
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463730
Date	May 12, 2023
Instrument	463730

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	300 MAIN ST E, PLATO, MN 55370-5630
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000456116
Date	Nov 18, 2021
Instrument	456116

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	300 MAIN ST E, PLATO, MN 55370-5630
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	TITLE MARK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	443920
Date	Jan 14, 2020
Instrument	443920

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Plato City
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,902.00 (+52.26%) Homeowner's exemption
2025		$235,400 (+29.41%) Land $39,000 Building $196,400	$235,400 (+29.41%) Land $39,000 Building $196,400
2022		$181,900 Land $23,700 Building $158,200	$181,900 Land $23,700 Building $158,200
2019	$1,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Plato serves 319 people · EPA ID MN1430007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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