120 Main St E, Plato, MN 55370 Property Records

McLeod County property record for 120 Main St E, Plato, MN 55370

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (May 2022)
Tax Bill	$1,748 (2026)
Deeds & Mortgages	May 2018 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.050.0180`

Property Details

APN / Parcel Number

Primary APN	`18.050.0180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Total Area
1st Floor Area	1,280 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	120 MAIN ST E
City	PLATO
State	MN
Zip	55370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLATO BLOCK-002 LOTS 11 & 12
Legal Subdivision	PLATO
Legal Block	2
Legal Lot Number	11-12
Jurisdiction	MCLEOD MN
Township / Civil Division	PLATO
Census Block Group	4
Census Block	4021
Census Tract	950600

Owner

Source: McLeod County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 MAIN ST E, PLATO, MN 55370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT MORTGAGE GROUP
Nov 2, 2022	Quit Claim Deed, Transfer Quitclaim
May 6, 2022	Warranty Deed, Transfer TITLE SPECIALIST, TITLE SPECIALISTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	20221406215
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEOD MN
Property Address	120 MAIN ST, PLATO, MN 55370
Transaction Type	Mortgage
Record Updated	Jun 8, 2023
Title Company	LIBERTY TITLE, LOIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435664
Date	May 24, 2018
Instrument	435664

Lender

Name	PARAMOUNT MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEOD MN
Recording Date	Nov 2, 2022
Property Address	120 MAIN ST, PLATO, MN 55370
Document Number	0000461603
Instrument Date	Nov 1, 2022
Instrument	461603
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10310 118TH ST, COLOGNE, MN 55322-9042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MAIN ST, PLATO, MN 55370

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEOD MN
Recording Date	May 6, 2022
Property Address	120 MAIN ST, PLATO, MN 55370
Document Number	0000458946
Instrument Date	May 2, 2022
Instrument	458946
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	TITLE SPECIALIST, TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 118TH ST, COLOGNE, MN 55322-9042

Tax Assessment & Valuation

Source: McLeod County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	McLeod County
Municipality	Plato City
Unified School District	Glencoe-Silver Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,748.00 (+119.05%) Homeowner's exemption
2025		$157,200 (+62.06%) Land $30,000 Building $127,200	$157,200 (+62.06%) Land $30,000 Building $127,200
2022		$97,000 Land $18,300 Building $78,700	$97,000 Land $18,300 Building $78,700
2019	$798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Plato serves 319 people · EPA ID MN1430007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Broadband.

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