300 Joy St, Talent, OR 97540 Property Records

Jackson County property record for 300 Joy St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,926 sqft · built 1985
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$109,500 (Nov 1998)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Sep 2022 Sale & Line of Credit Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`381W25CA3804`

Property Details

APN / Parcel Number

Primary APN	`381W25CA3804`
Alternative APNs	`381W25CA03804` `10672940`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,926 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,926 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	225 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	300 JOY ST
City	TALENT
State	OR
Zip	97540-6627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-5
Legal Range	01W
Legal Township	38S
Legal Section	25
Legal Quarter	3
Legal Subdivision	MEADOWOOD SUBDIVISION
Legal Block	1
Legal Lot Number	5
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1008
Census Tract	1701

Owner

300 Joy St is owned and occupied by two individuals who acquired it in January 2003.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	300 JOY ST, TALENT, OR 97540-6627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · Line of Credit KEY BANK NA
Mar 5, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 1998 · Amount on File
Deed Sale	Nov 18, 1998 · Amount on File
Deed Document Number	199853888
Last Transfer Date	Jan 30, 2003
Transfer Doc	0000006854
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Sep 23, 2022
Property Address	300 JOY ST, TALENT, OR 97540-6627
Document Number	0000028727
Map Reference	VOL 28 PG 53
Instrument Date	Sep 20, 2022
Instrument	2022-028727
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	255 PIEZZI RD, SANTA ROSA, CA 95401-5535

Mortgage

Document Number	0000028666
Date	Sep 23, 2022
Instrument	2022-028666

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	300 JOY ST, TALENT, OR 97540-6627
Document Number	0000006972
Instrument Date	Mar 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 JOY ST TALENT OR 975406627, TALENT, OR 97540-6627

Mortgage

Document Number	0000006972
Date	Mar 18, 2019
Instrument	6972

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 300 Joy St was $4,502, up 2.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,650 (+3%)	$427,760 (-3.86%) Land $165,240 Building $262,520
2025	$4,502.00 (+2.41%)	$281,220 (+3%) Land $84,580 Building $196,640	$444,930 (+8.76%) Land $165,000 Building $279,930
2024	$4,396.00 (+3.24%)	$273,030 (+3%) Land $82,120 Building $190,910	$409,110 (+10.69%) Land $157,800 Building $251,310
2023	$4,258.00 (+2.73%)	$265,080 (+3%) Land $79,730 Building $185,350	$369,610 (-3.67%) Land $130,730 Building $238,880
2022	$4,145.00	$257,360 Land $77,400 Building $179,960	$383,690 Land $134,130 Building $249,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 Joy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 Joy St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 73% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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