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280 Joy St, Talent, OR 97540 Property Records

Jackson County property record for 280 Joy St, Talent, OR 97540

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,142 sqft · built 1990
Lot Size0.18 acres (7,841 sqft)
OwnerCompany Name on Record
Last Sale$369,000 (May 2023)
Tax Bill$3,180 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN381W25CA3901

Property Details

APN / Parcel Number

Primary APN381W25CA3901
Alternative APNs
  • 381W25CA03901
  • 10778076

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,142 sqft Living Area
Gross Area1,602 sqft
1st Floor Area1,142 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialConcrete
Roof MaterialOther
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Concrete/Masonry Porch
Porch Area96 sqft
Deck Area108 sqft
Patio Area208 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address280 JOY ST
CityTALENT
StateOR
Zip97540-6628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-5
Legal Range01W
Legal Township38S
Legal Section25
Legal Quarter3
Legal SubdivisionMEADOWOOD
Legal Block1
Legal Lot Number7
JurisdictionJACKSON OR
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1008
Census Tract1701

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address280 JOY ST, TALENT, OR 97540-6628
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Deed Document Number20239746
Prior Transfer DateMay 3, 2023
Prior Transfer Doc0000009746
Record UpdatedSep 20, 2026

May 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionJACKSON OR
Recording DateMay 22, 2023
Property Address280 JOY ST, TALENT, OR 97540-6628
Document Number0000009746
Map ReferenceVOL 16 PG 32
Instrument DateMay 10, 2023
Instrument2023-009746
Transaction TypeTransfer
Record UpdatedMay 31, 2023
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address280 JOY ST, TALENT, OR 97540-6628

Mortgage

Document Number0000009747
DateMay 22, 2023
Instrument2023-009747
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityTalent City
Unified School DistrictPhoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,590 (+3%)$414,070 (+3.41%) Land $165,240 Building $248,830
2025$3,180.00 (+2.42%)$198,640 (+3%) Land $64,370 Building $134,270$400,430 (+0.63%) Land $165,000 Building $235,430
2024$3,105.00 (+3.26%)$192,860 (+3%) Land $62,500 Building $130,360$397,930 (+11.04%) Land $157,800 Building $240,130
2023$3,007.00 (+2.7%)$187,250 (+3%) Land $60,680 Building $126,570$358,370 (-8.21%) Land $130,730 Building $227,640
2022$2,928.00$181,800 Land $58,910 Building $122,890$390,440 Land $134,130 Building $256,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 73% of Oregon
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TALENT
serves 6,293 people · EPA ID OR4100857
Water SourcePurchased surface water from MEDFORD WATER COMMISSION
Last State InspectionNov 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Rogue Broadband
Fixed Wireless		200 / 25
FireServe
Fixed Wireless		100 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Hunter Communications, Verizon.

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