231 E Rose Ave, Des Moines, IA 50315 Property Records

Polk County property record for 231 E Rose Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,525 sqft · built 1954
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Dec 2021)
Tax Bill	$4,122 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010/04511-000-000`

Property Details

APN / Parcel Number

Primary APN	`010/04511-000-000`
Alternative APN	`782422152017`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area
Gross Area	2,050 sqft
1st Floor Area	1,025 sqft
Basement Area	1,025 sqft
Finished Basement	500 sqft
Unfinished Basement	525 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	231 E ROSE AVE
City	DES MOINES
State	IA
Zip	50315-7748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX S 119F- LOT 64 SMITHS ACRES
Legal Subdivision	SMITHS ACRES
Legal Lot Number	64
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2008
Census Tract	4300

Owner

231 E Rose Ave is owned and occupied by an individual who bought it in December 2021.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	231 E ROSE AVE, DES MOINES, IA 50315-7748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK
Apr 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit LUANA SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	May 28, 2021 · Amount on File
Deed Document Number	2021134466
Deed Book / Page	18926 / 684
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	0000044499
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 28, 2021
Property Address	231 E ROSE AVE, DES MOINES, IA 50315-7748
Document Number	0000134466
Book / Page	18926 / 684
Instrument Date	Dec 20, 2021
Instrument	2021-00134466
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E ROSE AVE, DES MOINES, IA 50315-7748

Mortgage

Document Number	0000134468
Date	Dec 28, 2021
Instrument	2021-00134468

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Apr 9, 2020
Property Address	231 E ROSE AVE, DES MOINES, IA 50315-7748
Document Number	0000084865
Book / Page	017771 / 000779
Instrument Date	Apr 3, 2020
Instrument	84865
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31385 CHAMPAGNE RD WAUKEE IA 502637061, WAUKEE, IA 50263-7061

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	231 E ROSE AVE, DES MOINES, IA 50315-7748
Document Number	0000101205
Book / Page	016510 / 000808
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31385 CHAMPAGNE RD WAUKEE IA 502637061, WAUKEE, IA 50263-7061

Mortgage

Document Number	0000101205
Date	Jun 6, 2017
Book Page	016510/000808
Instrument	101205

Lender

Name	LUANA SVGS BK
Type	Federal Savings Bank
Address	LUANA, IA 52156-0068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,200 Land $37,900 Building $193,300	$231,200 Land $37,900 Building $193,300
2024	$4,122.00
2023		$209,500 Land $33,800 Building $175,700	$209,500 Land $33,800 Building $175,700
2020	$3,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 231 E Rose Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 231 E Rose Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AT&T, T-Mobile.

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