300 E Ring Factory Rd, Bel Air, MD 21014 Property Records

Harford County property record for 300 E Ring Factory Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,240 sqft · built 1991
Lot Size	0.437 acres (19,033 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Oct 2020)
Tax Bill	$4,296 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-250806`

Property Details

APN / Parcel Number

Primary APN	`03-250806`
Alternative APNs	`3250806` `250806`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,240 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,033 sqft (0.437 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	250806
Street Address	300 E RING FACTORY RD
City	BEL AIR
State	MD
Zip	21014-5585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 30 19033 SF 300 E RING FACTORY ROAD BROOK HILL MANOR P 93/28
Legal Subdivision	BROOK HILL MANOR
Legal Lot Number	30
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2001
Census Tract	303602

Owner

300 E Ring Factory Rd is owned and occupied by two individuals who bought it in October 2020.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 E RING FACTORY RD, BEL AIR, MD 21014-5585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Jun 26, 2014 · Amount on File
Deed Book / Page	14167 / 62
Transfer Doc	0000000128
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 7, 2020
Property Address	300 E RING FACTORY RD, BEL AIR, MD 21014-5585
Document Number	0141670062
Book / Page	14167 / 62
Map Reference	MB CGH 93 FO 28
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	300 E RING FACTORY RD, BEL AIR, MD 21014-5585

Mortgage

Document Number	0001416769
Date	Oct 7, 2020
Instrument	14167/69

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 300 E Ring Factory Rd was $4,296, up 7.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Municipality	Bel Air Town
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,296.00 (+7.51%)	$450,700 (+1.72%)	$465,900 (+5.15%) Land $131,800 Building $334,100
2025	$3,996.00	$443,100 Land $131,800 Building $311,300	$443,100 Land $131,800 Building $311,300
2023		$395,300	$443,100 Land $131,800 Building $311,300
2022	$3,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 300 E Ring Factory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 300 E Ring Factory Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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