221 E Ring Factory Rd, Bel Air, MD 21014 Property Records

Harford County property record for 221 E Ring Factory Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,392 sqft · built 1964
Lot Size	0.583 acres (25,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jan 2020)
Tax Bill	$3,722 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-162249`

Property Details

APN / Parcel Number

Primary APN	`03-162249`
Alternative APNs	`3162249` `162249`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,392 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	25,375 sqft (0.583 acres)
Lot Dimensions	197 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	162249
Street Address	221 E RING FACTORY RD
City	BEL AIR
State	MD
Zip	21014-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 25 25375 SF 221 E RING FACTORY ROAD WORTHINGTON HTS PT 7/42
Legal Subdivision	WORTHINGTON HEIGHTS SUBDIVISION
Legal Lot Number	25
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 E RING FACTORY RD, BEL AIR, MD 21014-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2020 · Amount on Record
Deed Sale	Jan 9, 2020 · Amount on Record
Deed Book / Page	13635 / 24
Prior Transfer Date	May 30, 2019
Prior Transfer Doc	0134030265
Record Updated	Oct 29, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 9, 2020
Property Address	221 E RING FACTORY RD, BEL AIR, MD 21014-5511
Document Number	0136350024
Book / Page	13635 / 0024
Map Reference	LB GRG7 FO 42
Instrument Date	Jan 6, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 E RING FACTORY RD, BEL AIR, MD 21014-5511

Mortgage

Document Number	0001363529
Date	Jan 9, 2020
Instrument	13635/29

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 21, 2019
Property Address	221 E RING FACTORY RD, BEL AIR, MD 21014-5511
Document Number	0134030265
Book / Page	013403 / 000265
Instrument Date	May 30, 2019
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FOREST DR BEL AIR MD 210145329, BEL AIR, MD 21014-5329

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,722.00 (+8.29%) Homeowner's exemption	$341,533 (+1.5%)	$351,600 (+4.49%) Land $97,600 Building $254,000
2025	$3,437.00 (+11.92%) Homeowner's exemption	$336,500 (+12.15%) Land $97,600 Building $238,900	$336,500 (-) Land $97,600 Building $238,900
2023		$300,033	$336,500 Land $97,600 Building $238,900
2022	$3,071.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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