300 Cold Spring Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 300 Cold Spring Rd, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 1993
Lot Size	8.79 acres (382,892 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2014)
Tax Bill	$7,399 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Feb 2021 Refinance + 2 more
APN	`BELC M:259 L:28.2`

Property Details

APN / Parcel Number

Primary APN	`BELC M:259 L:28.2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
Gross Area	5,924 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	382,892 sqft (8.79 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	300 COLD SPRING RD
City	BELCHERTOWN
State	MA
Zip	01007-9855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	28.2
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1004
Census Tract	820205

Owner

Source: Hampshire County and Belchertown Town records · APN BELC M:259 L:28.2

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	300 COLD SPRING RD, BELCHERTOWN, MA 01007-9855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2014 · Amount on Record
Deed Sale	Jun 05, 2014 · Amount on Record
Prior Sale	Feb 28, 1994 · Amount on Record
Deed Book / Page	11658 / 346
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	300 COLD SPRING RD, BELCHERTOWN, MA 01007-9855
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015449-225
Date	Jun 17, 2025
Book Page	15449/225
Instrument	9505

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	300 COLD SPRING RD, BELCHERTOWN, MA 01007-9855
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013984-40
Date	Feb 19, 2021
Book Page	13984/40
Instrument	3912

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	300 COLD SPRING RD, BELCHERTOWN, MA 01007-9855
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13984-40
Date	Feb 19, 2021
Book Page	13984/40
Instrument	3912

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	300 COLD SPRING RD, BELCHERTOWN, MA 01007-9855
Document Number	13586-327
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	300 COLD SPRING RD BELCHERTOWN MA 010079855, BELCHERTOWN, MA 01007-9855

Mortgage

Document Number	13586-327
Date	Apr 07, 2020
Book Page	013586/000327
Instrument	6168

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 06, 2050

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,399.00 (+2.06%)	$509,900 (+7.74%) Land $89,600 Building $420,300	$471,580 (-3.37%)
2024	$7,250.00 (+3.22%)	$473,250 (+9.96%) Land $81,650 Building $391,600	$488,015
2023	$7,024.00	$430,400 Land $77,400 Building $353,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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