256 Cold Spring Rd, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 256 Cold Spring Rd, Belchertown, MA 01007 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1988
Square Footage	2,628 sqft Living Area
Lot Size	47,916 sqft (1.1 acres)
Occupancy	Owner Occupied
Last Sale	$435,000 (2023)
Tax Bill	$6,115.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`BELC M:259 L:32`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,628 sqft Living Area
Gross Area	4,370 sqft Gross Area
Basement Area	1,320 sqft Basement
Unfinished Basement	792 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	47,916 sqft (1.1 acres)
Pool Type	In-Ground Pool Pool Type

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	256 COLD SPRING RD
City	BELCHERTOWN
State	MA
Zip	01007-9559
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	STEPHEN SETKEWICH SURV
Legal Lot Number	32
Jurisdiction	BELCHERTOWN MA
Minor Civil Division	BELCHERTOWN
Census Blockgroup	1
Census Block	1004
Census Tract	820205

Owner

Source: Hampshire County and Belchertown Town records · APN BELC M:259 L:32

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	256 COLD SPRING RD, BELCHERTOWN, MA 01007-9559
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2023	Deed of Trust, Mortgage · Stand Alone Refinance LUSO FCU
Oct 03, 2023	Quit Claim Arm's Length for NE States, Transfer · Veterans Administration Mortgage ALLANACH MORTGAGE GRP
Aug 25, 2020	Quit Claim Deed, Transfer · Conventional Mortgage COUNTRY BK FOR SVGS
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLISH NAT'L CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2023 · Amount on Record
Deed Sale	Oct 03, 2023 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Book / Page	14977 / 14
Record Refreshed	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	256 COLD SPRING RD, BELCHERTOWN, MA 01007-9559
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014923-126
Date	Aug 01, 2023
Book Page	14923/126
Instrument	11516

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2043

October 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	BELCHERTOWN MA
Recording Date	Oct 03, 2023
Property Address	256 COLD SPRING RD, BELCHERTOWN, MA 01007-9559
Document Number	0014977-14
Book / Page	14977 / 14
Instrument Date	Oct 03, 2023
Instrument	15548
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	122 BROOKSIDE CIR, SPRINGFIELD, MA 01129-2004

Mortgage

Document Number	0000015549
Date	Oct 03, 2023
Instrument	15549

Lender

Name	ALLANACH MORTGAGE GRP

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Aug 25, 2020
Property Address	256 COLD SPRING RD, BELCHERTOWN, MA 01007-9559
Document Number	13748-281
Book / Page	013748 / 000281
Instrument Date	Aug 25, 2020
Instrument	16905
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 COLD SPRING RD BELCHERTOWN MA 010079559, BELCHERTOWN, MA 01007-9559

Mortgage

Document Number	13748-285
Date	Aug 25, 2020
Book Page	013748/000285
Instrument	16906

Lender

Name	COUNTRY BK FOR SVGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	256 COLD SPRING RD, BELCHERTOWN, MA 01007-9559
Document Number	13370-303
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 COLD SPRING RD BELCHERTOWN MA 010079559, BELCHERTOWN, MA 01007-9559

Mortgage

Document Number	13370-303
Date	Aug 26, 2019
Book Page	013370/000303
Instrument	16127

Lender

Name	POLISH NAT'L CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2034

Tax Assessment & Valuation

Source: Hampshire County and Belchertown Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,115.00 (+2.33%)	$421,400 (+8.02%) Land $77,500 Building $343,900	$497,040 (+21.11%)
2024	$5,976.00 (+2.05%)	$390,100 (+8.72%) Land $70,500 Building $319,600	$410,400
2023	$5,856.00	$358,800 Land $66,500 Building $292,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

256 Cold Spring Rd, Belchertown, MA 01007 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2023: Quit Claim Arm's Length for NE States, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Cold Spring Rd

Nearby Streets

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