30 Winding Trails Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 30 Winding Trails Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1994
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A952000572`

Property Details

APN / Parcel Number

Primary APN	`A952000572`
Alternative APN	`2-0061-7129-00-0056.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
1st Floor Area	1,626 sqft
Basement Area	1,598 sqft
Finished Basement	1,426 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	14,810 sqft (0.339 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	85 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A952000572
Old Parcel Number	A952000572
Street Address	30 WINDING TRAILS CIR
City	O FALLON
State	MO
Zip	63366-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WOODS #2 LOT 56
Legal Range	03E
Legal Township	47N
Legal Subdivision	WINDING WOODS #2
Legal Lot Number	56
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1023
Census Tract	311733

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
May 24, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jul 1, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024
Deed Sale	Oct 8, 2024
Prior Sale	Oct 8, 2024
Deed Document Number	0202441709
Deed Book / Page	2024 / 41709
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Mortgage

Document Number	0000003400
Date	Jan 18, 2022
Instrument	2022R-003400

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Transaction Type	Mortgage
Record Updated	Nov 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Mortgage

Document Number	2021R086191
Date	Oct 18, 2021
Instrument	2021R-086191

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Nov 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Mortgage

Document Number	2021R044529
Date	May 24, 2021
Instrument	2021R-044529

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	30 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Document Number	0071030910
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 WINDING TRAILS CIR O FALLON MO 633663980, O FALLON, MO 63366-3980

Mortgage

Document Number	0071030910
Date	Jul 10, 2019
Book Page	007103/000910
Instrument	349090

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00	$64,861 (+17.36%)	$341,375 (+17.36%) Land $70,000 Building $271,375
2023		$55,267
2022			$290,881 Land $50,000 Building $240,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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