26 Winding Trails Cir, O Fallon, MO 63366 Property Records

St. Charles County property record for 26 Winding Trails Cir, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,812 sqft · built 1995
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$468,000 (May 2025)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A952000574`

Property Details

APN / Parcel Number

Primary APN	`A952000574`
Alternative APN	`2-0061-7129-00-0058.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,812 sqft Living Area
Gross Area	3,627 sqft
1st Floor Area	1,607 sqft
Basement Area	1,600 sqft
Finished Basement	1,205 sqft
Unfinished Basement	395 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	1,028 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A952000574
Street Address	26 WINDING TRAILS CIR
City	O FALLON
State	MO
Zip	63366-3980
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDING WOODS #2 LOT 58
Legal Subdivision	WINDING WOODS #2
Legal Lot Number	58
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1023
Census Tract	311733

Owner

26 Winding Trails Cir is owned and occupied by an individual who bought it in May 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	26 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Feb 1, 2021	Warranty Deed, Transfer · VA Mortgage PARAMOUNT BANK
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202522373
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 22, 2022
Property Address	26 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Document Number	0000034827
Map Reference	MB 32 PG 24
Instrument Date	Jun 21, 2022
Instrument	2022R-034827
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Mortgage

Document Number	0000034828
Date	Jun 22, 2022
Instrument	2022R-034828

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2021
Property Address	26 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Document Number	0000009554
Map Reference	MB 32 PG 24
Instrument Date	Dec 23, 2020
Instrument	2021R-009554
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 WINDING TRAILS CIR, O FALLON, MO 63366-3980

Mortgage

Document Number	0000009556
Date	Feb 1, 2021
Instrument	2021R-009556

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	26 WINDING TRAILS CIR, O FALLON, MO 63366-3980
Document Number	0000085745
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WINDING TRAILS CIR O FALLON MO 633663980, O FALLON, MO 63366-3980

Mortgage

Document Number	0000085745
Date	Nov 5, 2020
Instrument	85745

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26 Winding Trails Cir was $4,226.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,820 (-)	$346,420 (-) Land $70,000 Building $276,420
2025	$4,226.00	$65,820	$346,420 Land $70,000 Building $276,420
2023		$58,369
2022			$307,206 Land $50,000 Building $257,206

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26 Winding Trails Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1982–1993)
Most Recent Claim	Jun 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Winding Trails Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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