30 Waterside Cir, Bloomington, IL 61704 Property Records

McLean County property record for 30 Waterside Cir, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,094 sqft · built 1999
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Jul 2008)
Tax Bill	$9,274 (2023)
Deeds & Mortgages	May 2023 Transfer Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-31-177-005`

Property Details

APN / Parcel Number

Primary APN	`15-31-177-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,094 sqft Living Area
Gross Area	4,862 sqft
1st Floor Area	1,262 sqft
Basement Area	1,026 sqft
Finished Basement	1,006 sqft
Unfinished Basement	20 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	11,325 sqft (0.26 acres)
Lot Dimensions	120 ft deep x 95 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	245 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	30 WATERSIDE CIR
City	BLOOMINGTON
State	IL
Zip	61704-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	GOLDEN EAGLE SUB 1ST ADD LOT 246
Legal Range	03E
Legal Township	24N
Legal Section	31
Legal Subdivision	GOLDEN EAGLE SUB
Legal Lot Number	246
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1008
Census Tract	5104

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2008 · Amount on Record
Deed Sale	Jul 8, 2008 · Amount on Record
Deed Document Number	200818911
Last Transfer Date	Mar 29, 2023
Transfer Doc	0000005488
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 2, 2023
Property Address	30 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921
Document Number	202300005488
Map Reference	DOC 98-22381
Instrument Date	Mar 29, 2023
Instrument	2023-00005488
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	30 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	30 WATERSIDE CIR, BLOOMINGTON, IL 61704-2921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000527
Date	Jan 8, 2021
Instrument	2021-00000527

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$141,988 (+17.86%) Land $25,223 Building $116,765	$425,964 (+17.86%) Land $75,669 Building $350,295
2023	$9,274.00 (+8.63%)	$120,469 Land $21,401 Building $99,068	$361,407 Land $64,203 Building $297,204
2022	$8,537.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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