1. Home
  2. Illinois
  3. McLean County
  4. Bloomington
  5. Waterside Cir

21 Waterside Cir, Bloomington, IL 61704 Property Records

McLean County property record for 21 Waterside Cir, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,320 sqft · built 2000
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on Record
Last Sale$339,000 (Jun 2017)
Tax Bill$11,508 (2024)
Deeds & MortgagesJun 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-31-178-005

Property Details

APN / Parcel Number

Primary APN15-31-178-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,320 sqft Living Area
Gross Area4,114 sqft
1st Floor Area1,660 sqft
Basement Area664 sqft
Finished Basement664 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Lot Dimensions163 ft deep x 42 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area794 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area378 sqft
PorchOpen Concrete/Masonry Porch
Deck Area288 sqft
Patio Area45 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address21 WATERSIDE CIR
CityBLOOMINGTON
StateIL
Zip61704-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionGOLDEN EAGLE 1ST ADD LOT 228
Legal Range03E
Legal Township24N
Legal Section31
Legal SubdivisionGOLDEN EAGLE 1ST ADD
Legal Lot Number228
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1006
Census Tract5104

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address21 WATERSIDE CIR, BLOOMINGTON, IL 61704-2922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MARINE BANK SPRINGFIELD
Jun 6, 2017Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2017 · Amount on Record
Deed SaleJun 6, 2017 · Amount on Record
Deed Document Number20179813
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address21 WATERSIDE CIR, BLOOMINGTON, IL 61704-2922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000011216
DateJun 22, 2020
Instrument2020-00011216
Lender
NameMARINE BANK SPRINGFIELD
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateJun 6, 2017
Property Address21 WATERSIDE CIR, BLOOMINGTON, IL 61704-2922
Document Number201700009813
Map ReferenceDOC98-22381
Instrument DateMay 22, 2017
Instrument2017-00009813
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyMCLEAN COUNTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$508.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 WATERSIDE CIR, BLOOMINGTON, IL 61704-2922

Mortgage

Document Number201700009814
DateJun 6, 2017
Instrument2017-00009814
Lender
NameMORTGAGE SERVICES III LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$159,781 (+17.86%) Land $28,975 Building $130,806$479,343 (+17.86%) Land $86,925 Building $392,418
2024$11,508.00 (+4.84%)
2023$10,977.00$135,564 Land $24,583 Building $110,981$406,692 Land $73,749 Building $332,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Frontier.

Nearby Properties on Waterside Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures