30 Smith St, Elizabeth, NJ 07201 Property Records

Union County and Elizabeth City property record for 30 Smith St, Elizabeth, NJ 07201

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 1900
Lot Size	0.086 acres (3,751 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2022)
Tax Bill	$6,878 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04 00007-0000-01158`

Property Details

APN / Parcel Number

Primary APN	`04 00007-0000-01158`
Alternative APNs	`04-00590-0000-00032` `040000701158`

Interior

Building Area	1,808 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0400007000001158
Street Address	30 SMITH ST
City	ELIZABETH
State	NJ
Zip	07201-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	590
Legal Lot Number	32
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	5
Census Block	5000
Census Tract	31100

Owner

30 Smith St is owned and occupied by an individual who bought it in April 2022.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	30 SMITH ST, ELIZABETH, NJ 07201-2719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Feb 18, 2020	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on File
Deed Sale	Apr 18, 2022 · Amount on File
Deed Document Number	202217062
Deed Book / Page	6460 / 2172
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 18, 2022
Property Address	30 SMITH ST, ELIZABETH, NJ 07201-2719
Document Number	0064602172
Book / Page	6460 / 2172
Instrument Date	Mar 25, 2022
Instrument	17062
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30 SMITH ST, ELIZABETH, NJ 07201-2719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 SMITH ST, ELIZABETH, NJ 07201-2719

Mortgage

Document Number	0000035809
Date	Apr 18, 2022
Instrument	35809

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	30 SMITH ST, ELIZABETH, NJ 07201-2719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146530417
Date	Feb 18, 2020
Book Page	14653/417
Instrument	687041

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	769 Months
Due	Mar 7, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Mar 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	30 SMITH ST, ELIZABETH, NJ 07201-2719
Document Number	0146530431
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	LIBERTY HOME EQUITY SOLUTIONS IN, LIBERTY HM EQUITY SOLUTIONS IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 SMITH ST ELIZABETH NJ 072012719, ELIZABETH, NJ 07201-2719

Mortgage

Document Number	0146530431
Date	Feb 18, 2020
Book Page	014653/000431
Instrument	687042

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	768 Months
Due	Feb 17, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.3%

Tax Assessment & Valuation

The 2025 property tax bill for 30 Smith St was $6,878, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,000 (-) Land $165,800 Building $175,200	$341,000 (-) Land $165,800 Building $175,200
2025	$6,878.00 (+4.85%)	$341,000 Land $165,800 Building $175,200	$341,000 Land $165,800 Building $175,200
2024	$6,560.00
2023		$20,600 Land $7,300 Building $13,300	$20,600 Land $7,300 Building $13,300
2022	$6,299.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 30 Smith St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1985)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

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