28 Smith St, Elizabeth, NJ 07201 Property Records

Union County and Elizabeth City property record for 28 Smith St, Elizabeth, NJ 07201

Property Summary

Property TypeSingle Family Home
Details1,696 sqft · built 1890
Lot Size0.086 acres (3,751 sqft)
OwnerIndividual Name on File
Last Sale$313,000 (May 2022)
Tax Bill$7,134 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04 00007-0000-01157

Property Details

APN / Parcel Number

Primary APN04 00007-0000-01157
Alternative APNs
  • 04-00590-0000-00033
  • 040000701157

Interior

Building Area1,696 sqft Living Area

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area3,751 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number0400007000001157
Street Address28 SMITH ST
CityELIZABETH
StateNJ
Zip07201-2719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block590
Legal Lot Number33
JurisdictionUNION NJ
Township / Civil DivisionELIZABETH
Census Block Group5
Census Block5000
Census Tract31100

Owner

28 Smith St is owned and occupied by an individual who bought it in May 2022.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of RecordIndividual Name on File
Mailing Address28 SMITH ST, ELIZABETH, NJ 07201-2719
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2022 · Amount on File
Deed SaleMay 6, 2022 · Amount on File
Prior SaleJun 26, 2007 · Amount on File
Deed Document Number202217771
Deed Book / Page6462 / 696
Record UpdatedOct 29, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateMay 6, 2022
Property Address28 SMITH ST, ELIZABETH, NJ 07201-2719
Document Number0064620696
Book / Page6462 / 696
Instrument DateApr 18, 2022
Instrument17771
Transaction TypeTransfer
Record UpdatedApr 11, 2024
Title CompanyPRESTIGE TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,816.40
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 HAWTHORNE AVE, COLONIA, NJ 07067-2043

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 SMITH ST, ELIZABETH, NJ 07201-2719

Mortgage

Document Number0000036837
DateMay 6, 2022
Instrument36837
Lender
NameVAST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 28 Smith St was $7,134, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityElizabeth City
Unified School DistrictElizabeth City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$353,700 (-) Land $165,800 Building $187,900$353,700 (-) Land $165,800 Building $187,900
2025$7,134.00 (+4.83%)$353,700 Land $165,800 Building $187,900$353,700 Land $165,800 Building $187,900
2024$6,805.00
2023$17,900 Land $7,300 Building $10,600$17,900 Land $7,300 Building $10,600
2022$5,473.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Smith St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1978–1985)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - LIBERTY
private · serves 134,000 people · EPA ID NJ2004001
Water SourcePurchased surface water from several systems
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: AT&T, T-Mobile, Xfinity.

Nearby Properties on Smith St

Nearby Streets

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