30 S River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 30 S River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,976 sqft · built 1862
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Dec 2022)
Tax Bill	$2,888 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`96-10427`

Property Details

APN / Parcel Number

Primary APN	`96-10427`
Alternative APN	`46005003`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	2,335 sqft
1st Floor Area	1,436 sqft
2nd Floor Area	540 sqft
Basement Area	359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1862
Effective Year Built	Effective 1862
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,000 sqft (0.253 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	30 S RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-C1
Legal Description	WATERVILLE VILLAGE LOT 35
Legal Subdivision	WATERVILLE VILLAGE
Legal Tract	89.02
Legal Lot Number	35
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1003
Census Tract	8906

Owner

30 S River Rd is owned and occupied by an individual who bought it in December 2022.

Source: Lucas County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	30 S RIVER RD, WATERVILLE, OH 43566-1470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 26, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Prior Sale	Aug 24, 2007 · Amount on File
Deed Document Number	202252649
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	0000032597
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Aug 18, 2026
Property Address	30 S RIVER RD, WATERVILLE, OH 43566-1470
Document Number	0000031941
Instrument Date	Aug 10, 2026
Instrument	202631941
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 S RIVER RD, WATERVILLE, OH 43566-1470

Mortgage

Document Number	0000031941,
Date	Aug 18, 2026
Instrument	202631941

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	30 S RIVER RD, WATERVILLE, OH 43566-1470
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 S RIVER RD, WATERVILLE, OH 43566-1470

Mortgage

Document Number	0000004471
Date	Jan 29, 2026
Instrument	202601290004471

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2046

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 12, 2022
Property Address	30 S RIVER RD, WATERVILLE, OH 43566-1470
Document Number	0000052649
Map Reference	VOL 2B PG 113
Instrument Date	Dec 6, 2022
Instrument	202212120052649
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 S RIVER RD, WATERVILLE, OH 43566-1470

Mortgage

Document Number	0000052650
Date	Dec 12, 2022
Instrument	202212120052650

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Nov 14, 2022
Property Address	30 S RIVER RD, WATERVILLE, OH 43566-1470
Document Number	0000049010
Map Reference	VOL 2-B PG 113
Instrument Date	Oct 17, 2022
Instrument	202211140049010
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3034 WILFORD DR, TOLEDO, OH 43615-1731

October 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 26, 2022
Property Address	30 S RIVER RD, WATERVILLE, OH 43566-1470
Document Number	0000046640
Map Reference	VOL 2-B PG 113
Instrument Date	Aug 18, 2022
Instrument	202210260046640
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 S RIVER RD, WATERVILLE, OH 43566-1470

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,605 (-) Land $11,620 Building $47,985	$170,300 (-) Land $33,200 Building $137,100
2024	$2,888.00 (-1.57%)	$59,605 (+10.94%) Land $11,620 Building $47,985	$170,300 Land $33,200 Building $137,100
2023	$2,934.00 (-0.95%)	$53,725 (-) Land $10,220 Building $43,505
2022	$2,962.00 Homeowner's exemption	$53,725 Land $10,220 Building $43,505
2021			$153,500 Land $29,200 Building $124,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 30 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 30 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless.

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