30 Richards Way, Saco, ME 04072 Property Records

York County and Saco City property record for 30 Richards Way, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 2006
Lot Size	0.573 acres (24,955 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (Dec 2024)
Tax Bill	$13,196 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SACO M:023 L:024 U:031-000`

Property Details

APN / Parcel Number

Primary APN	`SACO M:023 L:024 U:031-000`
Alternative APNs	`M:023 L:024 U:031=000` `102724`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	5,004 sqft
1st Floor Area	1,272 sqft
Attic	Attic
Attic Area	484 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,955 sqft (0.573 acres)
Pool Type	Spa / Hot Tub (No Pool)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	102724
Street Address	30 RICHARDS WAY
City	SACO
State	ME
Zip	04072-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	STRAWBERRY FLDS FERRY ROAD SAC
Legal Lot Number	24
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2011
Census Tract	5400

Owner

Source: York County and Saco City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 RICHARDS WAY, SACO, ME 04072-2163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Jun 26, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Mar 3, 2006 · Amount on Record
Deed Document Number	202443649
Deed Book / Page	19578 / 491
Prior Transfer Date	Dec 16, 2024
Prior Transfer Doc	0195780491
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	30 RICHARDS WAY, SACO, ME 04072-2163
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197970118
Date	Dec 1, 2025
Book Page	19797/118
Instrument	2025043603

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Dec 23, 2024
Property Address	30 RICHARDS WAY, SACO, ME 04072-2163
Document Number	0195780491
Book / Page	19578 / 491
Instrument Date	Dec 16, 2024
Instrument	2024043649
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	30 RICHARDS WAY, SACO, ME 04072-2163

Mortgage

Document Number	2024043650
Date	Dec 23, 2024
Instrument	2024043650

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	30 RICHARDS WAY, SACO, ME 04072-2163
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177400455
Date	Jun 26, 2018
Book Page	17740/0455
Instrument	2018023625

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	264 Months
Due	Jun 26, 2040

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,196.00 (+46.02%)	$929,300 (+44.48%) Land $183,900 Building $745,400
2024	$9,037.00 (+7.43%)	$643,200 (+40.16%) Land $183,900 Building $459,300	$781,280
2022	$8,412.00	$458,900 Land $139,700 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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