26 Richards Way, Saco, ME 04072 Property Records

York County and Saco City property record for 26 Richards Way, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,962 sqft · built 2009
Lot Size	0.925 acres (40,295 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Sep 2021)
Tax Bill	$9,878 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SACO M:019 L:024 U:029-000`

Property Details

APN / Parcel Number

Primary APN	`SACO M:019 L:024 U:029-000`
Alternative APNs	`M:019 L:024 U:029=000` `102697`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,962 sqft Living Area
Gross Area	5,606 sqft
1st Floor Area	1,234 sqft
Basement Area	1,234 sqft
Unfinished Basement	1,234 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,295 sqft (0.925 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	102697
Street Address	26 RICHARDS WAY
City	SACO
State	ME
Zip	04072-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Subdivision	STRAWBERRY FIELDS FERRY ROAD
Legal Lot Number	24
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2011
Census Tract	5400

Owner

26 Richards Way is owned and occupied by two individuals who bought it in September 2021.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 RICHARDS WAY, SACO, ME 04072-2163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ANDROSCOGGIN SAVINGS BANK
Sep 11, 2018	Deed of Trust, Mortgage TD BANK NA
Apr 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Sep 15, 2009 · Amount on File
Deed Document Number	202157619
Deed Book / Page	18822 / 147
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Sep 30, 2021
Property Address	26 RICHARDS WAY, SACO, ME 04072-2163
Document Number	0188220147
Book / Page	18822 / 147
Instrument Date	Sep 30, 2021
Instrument	2021057619
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	15 LOCKE ST, SACO, ME 04072-2830

Mortgage

Document Number	2021057620
Date	Sep 30, 2021
Instrument	2021057620

Lender

Name	ANDROSCOGGIN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	26 RICHARDS WAY, SACO, ME 04072-2163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177980632
Date	Sep 11, 2018
Book Page	17798/0632
Instrument	2018038345

Lender

Name	TD BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	26 RICHARDS WAY, SACO, ME 04072-2163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182100317
Date	Apr 3, 2020
Book Page	18210/317
Instrument	2020014811

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26 Richards Way was $9,878, up 1.4% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,878.00 (+1.38%)	$695,600 (+0.3%) Land $189,800 Building $505,800
2024	$9,744.00	$693,500 Land $189,800 Building $503,700	$872,385
2022	$9,064.00	$494,500 Land $145,100 Building $349,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Richards Way in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1978–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Richards Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.3% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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