30 Prospect St, Somerset, NJ 08873 Property Records

Somerset County and Somerville Borough property record for 30 Prospect St, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	3,549 sqft · built 1962
Lot Size	0.3 acres (13,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jan 2021)
Tax Bill	$19,412 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00153-0000-00004-08`

Property Details

APN / Parcel Number

Primary APN	`18-00153-0000-00004-08`
Alternative APNs	`18001530000000040008` `1800153000000004H`

Interior

Stories	2 Stories
Building Area	3,549 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	13,081 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 109 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800153000000004H
Street Address	30 PROSPECT ST
City	SOMERSET
State	NJ
Zip	08873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	GLENWOOD ESTATES SEC 2
Legal Block	153
Legal Lot Number	4.8
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2000
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 PROSPECT DR, SOMERVILLE, NJ 08876-1409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 20, 2021	Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	20214036
Deed Book / Page	7298 / 3415
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Apr 30, 2026
Property Address	30 PROSPECT ST, SOMERSET, NJ 08873-2679
Document Number	0000011937
Book / Page	7678 / 2214
Instrument Date	Apr 25, 2026
Instrument	202611937
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 PROSPECT ST, SOMERSET, NJ 08873-2679

Mortgage

Document Number	0000011937,
Date	Apr 30, 2026
Book Page	7678/2214
Instrument	202611937

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 20, 2021
Property Address	30 PROSPECT DR, SOMERVILLE, NJ 08876-1409
Document Number	0000004036
Book / Page	7298 / 3415
Instrument Date	Dec 28, 2020
Instrument	2021004036
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	OAK TREE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	353 BILTMORE LN, 353, SOMERSET, NJ 08873-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	30 PROSPECT DR, SOMERVILLE, NJ 08876-1409

Mortgage

Document Number	0000004037
Date	Jan 20, 2021
Instrument	2021004037

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,900 (-) Land $154,900 Building $321,000	$475,900 (-) Land $154,900 Building $321,000
2025	$19,412.00 (+3.19%)	$475,900 (-) Land $154,900 Building $321,000	$475,900 (-) Land $154,900 Building $321,000
2024	$18,812.00 (+5.11%)
2023		$475,900 Land $154,900 Building $321,000	$475,900 Land $154,900 Building $321,000
2022	$17,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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