90 Prospect St, Somerset, NJ 08873 Property Records

Somerset County and Somerville Borough property record for 90 Prospect St, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	2,776 sqft · built 1930
Lot Size	0.941 acres (40,999 sqft)
Owner	Individual Name on Record
Last Sale	$999,999 (May 2026)
Tax Bill	$20,114 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-00153-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`18-00153-0000-00014`
Alternative APN	`180015300014`

Interior

Stories	2 Stories
Building Area	2,776 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	40,999 sqft (0.941 acres)
Lot Dimensions	410 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	90 PROSPECT ST
City	SOMERSET
State	NJ
Zip	08873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/SOMER VILLE
Legal Block	153
Legal Lot Number	14
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2000
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer AMERICAN LAND TITLE
Oct 2, 2025	Bargain and Sale Deed, Transfer
Apr 1, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	202612965
Deed Book / Page	7680 / 1308
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 11, 2026
Property Address	90 PROSPECT ST, SOMERSET, NJ 08873-2679
Document Number	0000012965
Book / Page	7680 / 1308
Instrument Date	Apr 29, 2026
Instrument	2026.12965
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	AMERICAN LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$101,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 2, 2025
Property Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438
Document Number	0000027319
Book / Page	7642 / 121
Instrument Date	Sep 2, 2025
Instrument	2025027319
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 1, 2019
Property Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438
Document Number	0000010481
Book / Page	7108 / 1205
Instrument Date	Mar 25, 2019
Instrument	2019010481
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 BURNS ST, 307, FOREST HILLS, NY 11375-6131

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	90 PROSPECT ST, SOMERVILLE, NJ 08876-1438

Mortgage

Document Number	0000010482
Date	Apr 1, 2019
Instrument	2019010482

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,100 (-) Land $192,700 Building $300,400	$493,100 (-) Land $192,700 Building $300,400
2025	$20,114.00 (+3.19%)	$493,100 (-) Land $192,700 Building $300,400	$493,100 (-) Land $192,700 Building $300,400
2024	$19,492.00 (+5.11%)
2023		$493,100 Land $192,700 Building $300,400	$493,100 Land $192,700 Building $300,400
2022	$18,545.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1996–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures