30 Mount Royal St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 30 Mount Royal St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 945 sqft · built 1908
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2021)
Tax Bill	$3,882 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`87-00023`

Property Details

APN / Parcel Number

Primary APN	`87-00023`
Alternative APN	`CHIC M:0087 P:00023`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	763 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	87-00023
Street Address	30 MOUNT ROYAL ST
City	CHICOPEE
State	MA
Zip	01020-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1037
Census Tract	810700

Owner

30 Mount Royal St is owned and occupied by an individual who acquired it in May 2023.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	30 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 3, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
May 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Aug 15, 2011 · Amount on File
Deed Document Number	2021705
Deed Book / Page	23796 / 451
Last Transfer Date	May 2, 2023
Transfer Doc	00024992-2
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	30 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026048-398
Date	Sep 30, 2025
Book Page	26048/398
Instrument	46237

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 3, 2023
Property Address	30 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Document Number	00024992-2
Book / Page	24992 / 2
Instrument Date	May 2, 2023
Instrument	19939
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 31, 2021
Property Address	30 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Document Number	23796-451
Book / Page	23796 / 451
Instrument Date	Mar 31, 2021
Instrument	21705
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	226 PEARL ST APT 1R, 1R, SPRINGFIELD, MA 01105-1219

Mortgage

Document Number	21706
Date	Mar 31, 2021
Instrument	21706

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	30 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23201-242
Date	May 8, 2020
Book Page	23201/242
Instrument	23373

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 30 Mount Royal St was $3,882, up 5.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,882.00 (+5.69%)	$254,700 (+5.12%) Land $110,000 Building $144,700	$271,472 (-7.1%)
2025	$3,673.00 (+5.39%)	$242,300 (+2.63%) Land $100,700 Building $141,600	$292,220
2024	$3,485.00 (+6.64%)	$236,100 (+9.46%) Land $98,700 Building $137,400
2023	$3,268.00	$215,700 Land $89,700 Building $126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Mount Royal St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Mount Royal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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