24 Mount Royal St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 24 Mount Royal St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 975 sqft · built 1942
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jun 2021)
Tax Bill	$3,731 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87-00022`

Property Details

APN / Parcel Number

Primary APN	`87-00022`
Alternative APN	`CHIC M:0087 P:00022`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	2,999 sqft
1st Floor Area	780 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	87-00022
Street Address	24 MOUNT ROYAL ST
City	CHICOPEE
State	MA
Zip	01020-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1037
Census Tract	810700

Owner

24 Mount Royal St is owned and occupied by an individual who bought it in June 2021.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	24 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EVOLVE BANK & TRUST
Jul 14, 2017	Quit Claim Deed, Transfer FBC MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Book / Page	23973 / 129
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 30, 2021
Property Address	24 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Document Number	023973-129
Book / Page	23973 / 129
Instrument Date	Jun 30, 2021
Instrument	45357
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334

Mortgage

Document Number	0000045358
Date	Jun 30, 2021
Instrument	45358

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 14, 2017
Property Address	24 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334
Document Number	021763-364
Book / Page	21763 / 364
Instrument	39407
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MOUNT ROYAL ST, CHICOPEE, MA 01020-3334

Mortgage

Document Number	0217630367
Date	Jul 14, 2017
Instrument	21763/0367

Lender

Name	FBC MTG LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 24 Mount Royal St was $3,731, up 4.9% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,731.00 (+4.86%)	$244,800 (+4.3%) Land $90,500 Building $154,300	$282,292 (-0.72%)
2025	$3,558.00 (+5.45%)	$234,700 (+2.67%) Land $83,700 Building $151,000	$284,335
2024	$3,374.00 (+6.57%)	$228,600 (+9.38%) Land $82,000 Building $146,600
2023	$3,166.00	$209,000 Land $74,600 Building $134,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24 Mount Royal St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24 Mount Royal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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