Monmouth County and Rumson Borough property record for 30 Lafayette St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,370 sqft · built 1893 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Dec 2011) |
| Tax Bill | $11,047 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00028-0000-00006 |
| Primary APN | 41-00028-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Upper Floors Area | 1,185 sqft |
| Basement Area | 788 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Garage Type | Detached |
| Porch | Open Porch |
|---|---|
| Patio Area | 332 sqft |
| Shed | 1 Shed |
| Shed Area | 99 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 042200 |
|---|---|
| Street Address | 30 LAFAYETTE ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | GEORGE HANCE JR PROP |
| Legal Block | 28 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 803900 |
30 Lafayette St is owned and occupied by two individuals who acquired it in October 2014.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 LAFAYETTE ST, RUMSON, NJ 07760-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jun 27, 2017 | Deed of Trust, Mortgage SOFI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2011 · Amount on File |
| Deed Sale | Dec 8, 2011 · Amount on File |
| Prior Sale | Nov 22, 2004 · Amount on File |
| Deed Document Number | 2011112798 |
| Deed Book / Page | 8921 / 1807 |
| Last Transfer Date | Oct 23, 2014 |
| Transfer Doc | 0090891061 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 30 LAFAYETTE ST, RUMSON, NJ 07760-1332 |
| Document Number | 0000000292 |
| Instrument Date | Dec 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Name | Verified Name |
|---|---|
| Address | 30 LAFAYETTE ST RUMSON NJ 077601332, RUMSON, NJ 07760-1332 |
| Document Number | 0000000292 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 009328/009392 |
| Instrument | 292 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 30 LAFAYETTE ST, RUMSON, NJ 07760-1332 |
| Document Number | 0000067971 |
| Book / Page | 009236 / 002516 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Title Company | ANCHOE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30 LAFAYETTE ST RUMSON NJ 077601332, RUMSON, NJ 07760-1332 |
| Document Number | 0000067971 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 009236/002516 |
| Instrument | 67971 |
| Name | SOFI LNDG |
|---|---|
| Address | HEALDSBURG, CA 95448 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2047 |
The 2025 property tax bill for 30 Lafayette St was $11,047, up 2.9% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,199,200 (+13.87%) Land $847,900 Building $351,300 | $1,199,200 (+13.87%) Land $847,900 Building $351,300 | |
| 2025 | $11,047.00 (+2.92%) | $1,053,100 Land $754,100 Building $299,000 | $1,053,100 Land $754,100 Building $299,000 |
| 2024 | $10,734.00 | ||
| 2023 | $923,900 Land $677,200 Building $246,700 | $923,900 Land $677,200 Building $246,700 | |
| 2022 | $10,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 30 Lafayette St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 30 Lafayette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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