Monmouth County and Rumson Borough property record for 19 Lafayette St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,124 sqft · built 1912 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $84,500 (May 1999) |
| Tax Bill | $8,996 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00029-0000-00027 |
| Primary APN | 41-00029-0000-00027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,124 sqft Living Area |
| 1st Floor Area | 604 sqft |
| Upper Floors Area | 520 sqft |
| Basement Area | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Colonial |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 136 ft deep x 50 ft wide |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Sewer | Connected |
| Account Number | 046100 |
|---|---|
| Street Address | 19 LAFAYETTE ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Block | 29 |
| Legal Lot Number | 27 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 803900 |
19 Lafayette St is owner-occupied and held in a trust since March 2026.
Source: Monmouth County and Rumson Borough records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES |
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED TELETECH FEDERAL CREDIT UNION |
| Mar 24, 2026 | Intrafamily Transfer, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Aug 29, 2022 | Intrafamily Transfer, Transfer MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 1999 · Amount on File |
| Deed Sale | May 19, 1999 · Amount on File |
| Deed Book / Page | 5823 / 510 |
| Last Transfer Date | Mar 12, 2026 |
| Transfer Doc | 0000024318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Number | 0000079665 |
| Book / Page | 9814 / 9070 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202679665 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 30, 2026 |
| Property Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Number | 0000035508 |
| Book / Page | 9791 / 2988 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202635508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Number | 0000035508, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 9791/2988 |
| Instrument | 202635508 |
| Name | UNITED TELETECH FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 24, 2026 |
| Property Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Number | 0097854331 |
| Book / Page | 9785 / 4331 |
| Instrument Date | Mar 12, 2026 |
| Instrument | 2026024318 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Name | Verified Name |
|---|---|
| Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 29, 2022 |
| Property Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
| Document Number | 0096128749 |
| Book / Page | 9612 / 8749 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022088625 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 LAFAYETTE ST, 19, RUMSON, NJ 07760-1330 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19 LAFAYETTE ST, RUMSON, NJ 07760-1330 |
The 2025 property tax bill for 19 Lafayette St was $8,996, up 2.4% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $968,500 (+12.93%) Land $865,300 Building $103,200 | $968,500 (+12.93%) Land $865,300 Building $103,200 | |
| 2025 | $8,996.00 (+2.4%) | $857,600 Land $769,700 Building $87,900 | $857,600 Land $769,700 Building $87,900 |
| 2024 | $8,785.00 | ||
| 2023 | $763,400 Land $690,900 Building $72,500 | $763,400 Land $690,900 Building $72,500 | |
| 2022 | $8,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Lafayette St in Zone X, an area of minimal flood risk, though there have been 165 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Lafayette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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