30 Henry St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 30 Henry St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,521 sqft · built 1928
Lot Size	0.116 acres (5,036 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Mar 2025)
Tax Bill	$5,466 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2022 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:005-H B:0008 L:0023`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-H B:0008 L:0023`
Alternative APNs	`M:005=H B:0008 L:0023` `4226023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,521 sqft Living Area
Gross Area	3,254 sqft
1st Floor Area	1,256 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,036 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	4226023
Street Address	30 HENRY ST
City	SAUGUS
State	MA
Zip	01906-1815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	23
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4001
Census Tract	208101

Owner

30 Henry St is owned and occupied by two individuals who bought it in March 2025.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 HENRY ST, SAUGUS, MA 01906-1815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · FHA Mortgage KEYSTONE FUNDING
Feb 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK
Jun 12, 2019	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2025 · Amount on File
Deed Sale	Mar 31, 2025 · Amount on File
Prior Sale	Dec 6, 2024 · Amount on File
Deed Document Number	20252750
Deed Book / Page	42639 / 465
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	30 HENRY ST, SAUGUS, MA 01906-1815
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043114-334
Date	Dec 8, 2025
Book Page	43114/334
Instrument	20251208002090

Lender

Name	KEYSTONE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	30 HENRY ST, SAUGUS, MA 01906-1815
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0040705-43
Date	Feb 4, 2022
Book Page	40705/43
Instrument	20220204000480

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jun 12, 2019
Property Address	30 HENRY ST, SAUGUS, MA 01906-1815
Document Number	37580-466
Book / Page	037580 / 000466
Instrument Date	Jun 7, 2019
Instrument	1906122540
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$456.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	30 HENRY ST SAUGUS MA 019061815, SAUGUS, MA 01906-1815

Mortgage

Document Number	37580-468
Date	Jun 12, 2019
Book Page	037580/000468
Instrument	1906122550

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 30 Henry St was $5,466, up 4.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,466.00 (+4.53%)	$524,600 (+7.15%) Land $327,400 Building $197,200	$593,896 (-5.55%)
2025	$5,229.00 (+4.56%)	$489,600 (+4.26%) Land $297,600 Building $192,000	$628,805
2024	$5,001.00 (+1.46%)	$469,600 (+7.29%) Land $280,600 Building $189,000
2023	$4,929.00	$437,700 Land $246,600 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Henry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 103 individual policies
Nearby Flood Policies	109 units insured incl. 6 condo units
Nearby Flood Claims	35 (1979–2025)
Claims Outside the SFHA	8 of 35
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Henry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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