29 Henry St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 29 Henry St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,398 sqft · built 2004
Lot Size	0.22 acres (9,596 sqft)
Owner	2 Individual Names on File
Last Sale	$402,500 (Aug 2017)
Tax Bill	$6,425 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`SAUG M:005-H B:0008 L:0027`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-H B:0008 L:0027`
Alternative APNs	`M:005=H B:0008 L:0027` `5523029`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,398 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,078 sqft
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,596 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5523029
Street Address	29 HENRY ST
City	SAUGUS
State	MA
Zip	01906-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	8
Legal Lot Number	27
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4001
Census Tract	208101

Owner

29 Henry St is owned and occupied by two individuals who bought it in August 2017.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 HENRY ST, SAUGUS, MA 01906-1814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit BROOKLINE BANK
Aug 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Book / Page	36133 / 161
Transfer Doc	036133-161
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	29 HENRY ST, SAUGUS, MA 01906-1814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37980-251
Date	Oct 30, 2019
Book Page	37980/251
Instrument	20191030000080

Lender

Name	BROOKLINE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 28, 2017
Property Address	29 HENRY ST, SAUGUS, MA 01906-1814
Document Number	36133-161
Book / Page	036133 / 000161
Instrument Date	Aug 21, 2017
Instrument	1708280323
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,835.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 HENRY ST SAUGUS MA 019061814, SAUGUS, MA 01906-1814

Mortgage

Document Number	36133-163
Date	Aug 28, 2017
Book Page	036133/000163
Instrument	1708280324

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 29 Henry St was $6,425, up 3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,425.00 (+2.96%)	$616,600 (+5.53%) Land $344,900 Building $271,000	$667,577 (+5.81%)
2025	$6,240.00 (+4.24%)	$584,300 (+3.95%) Land $313,600 Building $270,700	$630,895
2024	$5,986.00 (+0.49%)	$562,100 (+6.26%) Land $295,700 Building $266,400
2023	$5,957.00	$529,000 Land $259,800 Building $269,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Henry St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 103 individual policies
Nearby Flood Policies	109 units insured incl. 6 condo units
Nearby Flood Claims	35 (1979–2025)
Claims Outside the SFHA	8 of 35
Most Recent Claim	Jan 2025 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Henry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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