30 Cottage St, Roscoe, NY 12776 Property Records

Sullivan County and Rockland Town property record for 30 Cottage St, Roscoe, NY 12776

Property Summary

Property Type	Mobile Home
Details	896 sqft · built 1977
Lot Size	0.313 acres (13,654 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,801 (2025)
Deeds & Mortgages	Jul 2023 Refinance Jan 2026 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`484400 36.-5-7.2`

Property Details

APN / Parcel Number

Primary APN	`484400 36.-5-7.2`
Alternative APN	`4400036 0005007002`

Interior

Building Area	896 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Mobile Home
Lot Area	13,654 sqft (0.313 acres)
Lot Dimensions	91.6 ft deep x 149 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	30 COTTAGE ST
City	ROSCOE
State	NY
Zip	12776
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	GB
Legal Block	5
Legal Lot Number	7.002
Jurisdiction	SULLIVAN NY
Township / Civil Division	ROCKLAND
Census Block Group	2
Census Block	2026
Census Tract	950201

Owner

30 Cottage St, a mobile home, is owned and occupied by two individuals who acquired it in October 2023.

Source: Sullivan County and Rockland Town records, as of April 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 217, ROSCOE, NY 12776-0217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance JEFF BANK
Jan 12, 2026	Deed of Trust, Mortgage JEFF BANK
Nov 17, 2023	Deed, Transfer
Nov 17, 2023	Deed, Transfer
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage JEFF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 27, 2023
Transfer Doc	0000000460
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	30 COTTAGE ST, ROSCOE, NY 12776
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000655
Date	Jul 13, 2023
Instrument	2023-5655

Lender

Name	JEFF BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	30 COTTAGE ST, ROSCOE, NY 12776
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000082
Date	Jan 12, 2026
Instrument	2026-282

Lender

Name	JEFF BANK

Agreement

Amount	Amount on Record

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Nov 17, 2023
Property Address	30 COTTAGE ST, ROSCOE, NY 12776
Document Number	0000000460
Instrument Date	Oct 27, 2023
Instrument	2023-9460
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 COTTAGE ST, ROSCOE, NY 12776

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SULLIVAN NY
Recording Date	Nov 17, 2023
Property Address	30 COTTAGE ST, ROSCOE, NY 12776
Document Number	0000000460
Instrument Date	Oct 27, 2023
Instrument	2023-9460
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	30 COTTAGE ST, ROSCOE, NY 12776

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN NY
Property Address	30 COTTAGE ST, ROSCOE, NY 12776
Document Number	0000001203
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 COTTAGE ST ROSCOE NY 12776, ROSCOE, NY 12776

Mortgage

Document Number	0000001203
Date	Feb 21, 2019
Instrument	1203

Lender

Name	JEFF BK
Type	Bank
Address	LIVINGSTON MANOR, NY 12758

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2029

Interest

Rate	5.37%

Tax Assessment & Valuation

The 2025 property tax bill for 30 Cottage St was $3,801 with exemptions applied.

Source: Sullivan County and Rockland Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Sullivan County
County Subdivision	Rockland Town
Unified School District	Roscoe Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,801.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$60,000 (-29.41%) Land $14,800 Building $45,200	$173,913 (-26.87%) Land $42,899 Building $131,014
2024	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$85,000 (+53.43%) Land $14,800 Building $70,200	$237,800 (+84.2%) Land $41,405 Building $196,395
2023		$55,400 (-) Land $14,800 Building $40,600	$129,100 (+22.34%) Land $34,489 Building $94,611
2022	Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$55,400 Land $14,800 Building $40,600	$105,524 Land $28,191 Building $77,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 30 Cottage St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	5 (1996–2026)
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Cottage St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORBETT COMMUNITY CORP. private · serves 93 people · EPA ID NY1200254
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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