Branch County property record for 30 Cardinal Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1955 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $262,500 (Oct 2025) |
| Tax Bill | $2,376 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-000-000-310-00 |
| Primary APN | 303-000-000-310-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 1,432 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 30 CARDINAL DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 & W 10 FT OF LOT 2 OF EBYLINE SUBD SEC 16 T6S R6W |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 16 |
| Legal Subdivision | EBYLINE SUBD |
| Legal Lot Number | 2-3 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951500 |
30 Cardinal Dr is owned by two individuals who bought it in October 2025.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1046 BROOKWOOD DR, QUINCY, MI 49082-9409 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2025 | Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST |
| Oct 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Aug 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST CO |
| May 1, 2020 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Aug 20, 2020 · Amount on File |
| Deed Document Number | 20256069 |
| Prior Transfer Date | Aug 12, 2020 |
| Prior Transfer Doc | 202005432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
| Document Number | 0202503166 |
|---|---|
| Date | May 28, 2025 |
| Instrument | 2025-03166 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 100 W CHICAGO ST, COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 9, 2025 |
| Property Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
| Document Number | 0202506069 |
| Map Reference | LB 3 PG 54 |
| Instrument Date | Oct 6, 2025 |
| Instrument | 2025-06069 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,968.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 N BEHNKE RD, COLDWATER, MI 49036-9148 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1046 BROOKWOOD DR, QUINCY, MI 49082-9409 |
| Document Number | 0202506070 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-06070 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Max Rate | 10.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Aug 20, 2020 |
| Property Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
| Document Number | 202005432 |
| Map Reference | LB 3 PG 54 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020-05432 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TTL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $971.80 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 2391 SAPPHIRE LN, 2391, EAST LANSING, MI 48823-7263 |
| Name | Verified Name |
|---|---|
| Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
| Document Number | 202005433 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020-05433 |
| Name | CENTURY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 1, 2020 |
| Property Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
| Document Number | 202002866 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020-02866 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 ELK AVE, 350, OXFORD, WI 53952-9611 |
| Name | Verified Name |
|---|---|
| Address | 30 CARDINAL DR, COLDWATER, MI 49036-1018 |
The 2025 property tax bill for 30 Cardinal Dr was $2,376, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $110,900 (+9.64%) | $221,800 (+9.64%) | |
| 2025 | $2,376.00 (+3.71%) | $101,150 | $202,300 |
| 2024 | $2,291.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 30 Cardinal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 30 Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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